1|Page
5 Dollar Traffic School Final Exam (version 1 & 2)
Newest 2025 Complete Questions And 100% Correct
Detailed Answers |Updated& Already Graded A+
What is a seat belt pretensioner? - ANSWER-
Pretensioners automatically tighten the belt to prevent the
individual from jerking forward in a collision or at a sudden
stop. You no longer have to pull the adjustable strap to fit
your body.
Why do traffic laws exist? - ANSWER-Traffic laws reduce
chaos, keep traffic moving and give all road users a
common understanding of how the road should be used.
Most importantly, though, their primary purpose is to keep
everyone safe.
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The reason we have traffic laws is ______. - ANSWER-to
keep everyone safe.
How does minimum insurance work? - ANSWER-This type
of insurance pays for the damages done to another
person's vehicle or body and only for the amount of the
coverage. In other words, if you are at fault for a crash and
only have a $15,000 liability policy, your insurance will only
pay for $15,000 of the damages done to the other person
and their car. Anything more than the $15,000 is your
responsibility. Your own medical expenses and car repairs
are your own responsibility too.
What is the average cost for a severe injury in a collision?
- ANSWER-$247,000
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Why should you be afraid of legal problems after a
collision that was your fault even if you have insurance? -
ANSWER-Even if you have insurance, the other driver can
sue you for negligence and win.
If someone dies because of the collision, the victim's
family can sue you for wrongful death
The cost of a collision can be more than the insurance
coverage (especially minimum insurance)
What does the US Department of Transportation list as the
most likely cause of collisions? - ANSWER-alcohol and
drugs (most common), distracted driving, sleepy drivers,
speeding (primary factor in 29% of fatal and injury
collisions - reported by the CHP)
, 4|Page
What is the purpose of the DMV point system? -
ANSWER-The DMV point system, called NOTS, was
designed to keep track of drivers' offenses so they can
suspend or revoke a license if needed. If you can't follow
the rules of driving safely, you will lose your privilege to
drive.
How much does a DUI cost over ten years? - ANSWER-
DUIs are also very expensive offenses. The trial and
attorney fees could range between $5,000 to $8,000 and
more. Fines and penalties on average cost about $4,000.
And of course, your insurance rates will skyrocket. Over
the course of ten years you could be paying an extra
$20,000 to $30,000 for car insurance. Over a ten-year
5 Dollar Traffic School Final Exam (version 1 & 2)
Newest 2025 Complete Questions And 100% Correct
Detailed Answers |Updated& Already Graded A+
What is a seat belt pretensioner? - ANSWER-
Pretensioners automatically tighten the belt to prevent the
individual from jerking forward in a collision or at a sudden
stop. You no longer have to pull the adjustable strap to fit
your body.
Why do traffic laws exist? - ANSWER-Traffic laws reduce
chaos, keep traffic moving and give all road users a
common understanding of how the road should be used.
Most importantly, though, their primary purpose is to keep
everyone safe.
,2|Page
The reason we have traffic laws is ______. - ANSWER-to
keep everyone safe.
How does minimum insurance work? - ANSWER-This type
of insurance pays for the damages done to another
person's vehicle or body and only for the amount of the
coverage. In other words, if you are at fault for a crash and
only have a $15,000 liability policy, your insurance will only
pay for $15,000 of the damages done to the other person
and their car. Anything more than the $15,000 is your
responsibility. Your own medical expenses and car repairs
are your own responsibility too.
What is the average cost for a severe injury in a collision?
- ANSWER-$247,000
,3|Page
Why should you be afraid of legal problems after a
collision that was your fault even if you have insurance? -
ANSWER-Even if you have insurance, the other driver can
sue you for negligence and win.
If someone dies because of the collision, the victim's
family can sue you for wrongful death
The cost of a collision can be more than the insurance
coverage (especially minimum insurance)
What does the US Department of Transportation list as the
most likely cause of collisions? - ANSWER-alcohol and
drugs (most common), distracted driving, sleepy drivers,
speeding (primary factor in 29% of fatal and injury
collisions - reported by the CHP)
, 4|Page
What is the purpose of the DMV point system? -
ANSWER-The DMV point system, called NOTS, was
designed to keep track of drivers' offenses so they can
suspend or revoke a license if needed. If you can't follow
the rules of driving safely, you will lose your privilege to
drive.
How much does a DUI cost over ten years? - ANSWER-
DUIs are also very expensive offenses. The trial and
attorney fees could range between $5,000 to $8,000 and
more. Fines and penalties on average cost about $4,000.
And of course, your insurance rates will skyrocket. Over
the course of ten years you could be paying an extra
$20,000 to $30,000 for car insurance. Over a ten-year
