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FLORIDA PUBLIC ADJUSTER STATE TEST
WITH QUESTIONS AND ANSWERS 100%
VERIFIED
Florida No-Fault Tort Exemption - correct answer_ Those who comply
with the law are granted limited immunity from suits of others through
PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct
answer_ 1. Significant and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answer_ National Flood Insurance
Program
Form SR-22 - correct answer_ Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
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Contents of a CGL Contract - correct answer_ 1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) - correct answer_ 1.Named
Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
7 Common CGL Conditions - correct answer_ 1.Cancellation(30 Days by
insurer option, 10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
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6.Transfer
7.Nuclear Endorsement
CGL Coverage A - correct answer_ Bodily Injury and Property Damage
Insuring Agreement
The 3 Conditions that define work as "completed" - correct answer_
1.When all work called for in the contract is completed.
2.When all work to be done at the site has been completed if one
contract calls for work at more than one site.
3.When that part of the work done at a job site has been put to its
intended use by any person or organization other than another
contractor or subcontractor.
Occurance - correct answer_ An accident, including continuous or
repeated exposure to substantially the same general harmful
conditions.
accident - correct answer_ Sudden, unexpected event
FLORIDA PUBLIC ADJUSTER STATE TEST
WITH QUESTIONS AND ANSWERS 100%
VERIFIED
Florida No-Fault Tort Exemption - correct answer_ Those who comply
with the law are granted limited immunity from suits of others through
PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct
answer_ 1. Significant and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answer_ National Flood Insurance
Program
Form SR-22 - correct answer_ Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
,2|Page
Contents of a CGL Contract - correct answer_ 1.Declarations Form
2.Common Policy Conditions Form
3. One of:
A.Occurrence Form
B.Claims Made Form
4.Nuclear Energy Liability Exclusion Endorsement.
Declarations of a CGL Contract(4) - correct answer_ 1.Named
Insured(including address)
2.Policy Period
3.Premium
4.Limits of Coverage
7 Common CGL Conditions - correct answer_ 1.Cancellation(30 Days by
insurer option, 10 Days By no payment).
2.Changes
3.Examination of Books
4.Inspections and Surveys
5.Premiums
, 3|Page
6.Transfer
7.Nuclear Endorsement
CGL Coverage A - correct answer_ Bodily Injury and Property Damage
Insuring Agreement
The 3 Conditions that define work as "completed" - correct answer_
1.When all work called for in the contract is completed.
2.When all work to be done at the site has been completed if one
contract calls for work at more than one site.
3.When that part of the work done at a job site has been put to its
intended use by any person or organization other than another
contractor or subcontractor.
Occurance - correct answer_ An accident, including continuous or
repeated exposure to substantially the same general harmful
conditions.
accident - correct answer_ Sudden, unexpected event
