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Health Insurance Questions and Answers
(100% Correct Answers) Already Graded
A+
Premium [ ANS: ] The amount of monthly payment to receive the
insurance benefit
Deductible [ ANS: ] The amount you pay before your plan starts
to pay.
Out of Pocket Maximum [ ANS: ] After you spend this amount on
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deductibles, co-payments, and coinsurance for in-network care
and services, your health plan pays 100% of the costs of covered
benefits.
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Preventive Care [ ANS: ] Helps detect or prevent serious diseases
and medical problems before they can become major
Co-pay [ ANS: ] The fixed dollar amount you pay at the time of
getting care
Co-insurance [ ANS: ] The amount you pay, calculated as a
percent of the total amount for the service
In-network [ ANS: ] A list of service providers including pharmacies
that agree to charge less for medical services
Out of Network [ ANS: ] Medical providers that charge more for
services that are not within your preferred group
Affordable Care Act [ ANS: ] A Law that requires all Americans to
have health insurance or pay a penalty
Health Savings Account [ ANS: ] An individual savings account
that may be combined with high-deductible health plans to help
pay for qualified medical expenses
For Expert help and assignment solutions, +254707240657
Health Insurance Questions and Answers
(100% Correct Answers) Already Graded
A+
Premium [ ANS: ] The amount of monthly payment to receive the
insurance benefit
Deductible [ ANS: ] The amount you pay before your plan starts
to pay.
Out of Pocket Maximum [ ANS: ] After you spend this amount on
© 2025 Assignment Expert
deductibles, co-payments, and coinsurance for in-network care
and services, your health plan pays 100% of the costs of covered
benefits.
Guru01 - Stuvia
Preventive Care [ ANS: ] Helps detect or prevent serious diseases
and medical problems before they can become major
Co-pay [ ANS: ] The fixed dollar amount you pay at the time of
getting care
Co-insurance [ ANS: ] The amount you pay, calculated as a
percent of the total amount for the service
In-network [ ANS: ] A list of service providers including pharmacies
that agree to charge less for medical services
Out of Network [ ANS: ] Medical providers that charge more for
services that are not within your preferred group
Affordable Care Act [ ANS: ] A Law that requires all Americans to
have health insurance or pay a penalty
Health Savings Account [ ANS: ] An individual savings account
that may be combined with high-deductible health plans to help
pay for qualified medical expenses
