1
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AD BANKER comprehensive Questions
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If glass that is part of an insured dwelling is broken, a Special Form
Homeowners policy will cover the loss under all of the following
circumstances, except: [ Ans: ] A falling tree is the cause of loss
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B
The dwelling has been unoccupied for 90 consecutive days
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C
!!!!!The dwelling has been vacant for 70 consecutive days!!!!!!
D
An earthquake is the proximate cause of loss
Tenants of mobile homes may obtain insurance on which form? [
Ans: ] Modified Coverage Form (HO-8) Homeowners policy, with
the Mobile Home Endorsement
L and S own and occupy a single-family home that they insure on
a Special Form Homeowners policy. If the policy includes no
endorsements, L and S may have up to how many roomers or
boarders and still maintain their eligibility for Homeowners
insurance? [ Ans: ] Two
, 2
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Which of the following coverages is not provided by the Personal
Liability Supplement? [ Ans: ] A
First aid expenses
B (CORRECT)
!!!!!Medical payments to a regular resident of the dwelling who
sustains an injury!!!!!
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C
Defense costs
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D
Medical payments to an injured residence employee
Under the Equipment Breakdown Protection Coverage Form,
covered equipment owned by a public utility that is used to
supply utility services to the insured's premises is covered up to
what limit of insurance? [ Ans: ] $1
Which of the party may assign a standard property policy? [ Ans:
] The insured with prior written permission of the insurer
Under the Businessowners Coverage Form, which of the following
statements about the policy deductible is correct? [ Ans: ] The
standard deductible is a flat deductible of $500
, 3
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Which statement about watercraft coverage provided by a
Homeowners policy is correct? [ Ans: ] A $1,500 special limit
applies to watercraft damaged by a covered peril
The general aggregate limit of a Commercial General Liability
policy may be subject to sublimits for all of the following losses,
except: [ Ans: ] A (CORRECT)
!!!!!A claim payable after the insured's faulty completed
operations damages a customer's home!!!!!
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B
Necessary medical and surgical costs paid to one customer
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injured due to the insured's operations
C
A claim payable after the insured is found responsible for fire
damage to a premises the insured rents
D
A claim payable after the insured libels a competitor in a print
advertisement
Which of the following methods of writing insurance is used to
provide insurance on properties at different locations, using a
single policy, and a single limit of insurance? [ Ans: ] Blanket
For Expert help and assignment solutions, +254707240657
AD BANKER comprehensive Questions
and Answers (100% Correct Answers)
Already Graded A+
If glass that is part of an insured dwelling is broken, a Special Form
Homeowners policy will cover the loss under all of the following
circumstances, except: [ Ans: ] A falling tree is the cause of loss
© 2025 Assignment Expert
B
The dwelling has been unoccupied for 90 consecutive days
Guru01 - Stuvia
C
!!!!!The dwelling has been vacant for 70 consecutive days!!!!!!
D
An earthquake is the proximate cause of loss
Tenants of mobile homes may obtain insurance on which form? [
Ans: ] Modified Coverage Form (HO-8) Homeowners policy, with
the Mobile Home Endorsement
L and S own and occupy a single-family home that they insure on
a Special Form Homeowners policy. If the policy includes no
endorsements, L and S may have up to how many roomers or
boarders and still maintain their eligibility for Homeowners
insurance? [ Ans: ] Two
, 2
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Which of the following coverages is not provided by the Personal
Liability Supplement? [ Ans: ] A
First aid expenses
B (CORRECT)
!!!!!Medical payments to a regular resident of the dwelling who
sustains an injury!!!!!
© 2025 Assignment Expert
C
Defense costs
Guru01 - Stuvia
D
Medical payments to an injured residence employee
Under the Equipment Breakdown Protection Coverage Form,
covered equipment owned by a public utility that is used to
supply utility services to the insured's premises is covered up to
what limit of insurance? [ Ans: ] $1
Which of the party may assign a standard property policy? [ Ans:
] The insured with prior written permission of the insurer
Under the Businessowners Coverage Form, which of the following
statements about the policy deductible is correct? [ Ans: ] The
standard deductible is a flat deductible of $500
, 3
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Which statement about watercraft coverage provided by a
Homeowners policy is correct? [ Ans: ] A $1,500 special limit
applies to watercraft damaged by a covered peril
The general aggregate limit of a Commercial General Liability
policy may be subject to sublimits for all of the following losses,
except: [ Ans: ] A (CORRECT)
!!!!!A claim payable after the insured's faulty completed
operations damages a customer's home!!!!!
© 2025 Assignment Expert
B
Necessary medical and surgical costs paid to one customer
Guru01 - Stuvia
injured due to the insured's operations
C
A claim payable after the insured is found responsible for fire
damage to a premises the insured rents
D
A claim payable after the insured libels a competitor in a print
advertisement
Which of the following methods of writing insurance is used to
provide insurance on properties at different locations, using a
single policy, and a single limit of insurance? [ Ans: ] Blanket
