Virginia Personal Lines Exam (Auto
Insurance) 2025/2026 Exam Questions
and Verified Answers | Already Graded
A+
Eligibility - 🧠ANSWER ✔✔The vehicle must have 4 wheels.
Policy Territory - 🧠ANSWER ✔✔Coverage extends to the U.S, Canada and
Puerto Rico. It does not extend to Mexico.
Definition of an Insured - 🧠ANSWER ✔✔You and your spouse.
Spouse Removal - 🧠ANSWER ✔✔Spouses may only be removed if they
are out of the home for more that 90 days, they have a new policy or the
current policy ends.
Leased Autos - 🧠ANSWER ✔✔These must be leased for a minimum of 6
months.
, Definition of Occupying - 🧠ANSWER ✔✔This means getting in, on, out or
off. Under the car is not included.
Definition of a Trailer - 🧠ANSWER ✔✔This is a vehicle that is designed to
be pulled by a private passenger auto, pickup or van.
Definition of a Covered Auto - 🧠ANSWER ✔✔A vehicle on the Declarations
Page.
A newly acquired auto for the first 30 days. Not covered for delivery unless
farming.
Any trailer you own. This is covered for liability only.
Any rented or temporary substitute auto or trailer.
Liability Coverage Supplemental Payments - 🧠ANSWER ✔✔Legal defense
and investigation.
Up to $250 for bail bonds.
Insurance) 2025/2026 Exam Questions
and Verified Answers | Already Graded
A+
Eligibility - 🧠ANSWER ✔✔The vehicle must have 4 wheels.
Policy Territory - 🧠ANSWER ✔✔Coverage extends to the U.S, Canada and
Puerto Rico. It does not extend to Mexico.
Definition of an Insured - 🧠ANSWER ✔✔You and your spouse.
Spouse Removal - 🧠ANSWER ✔✔Spouses may only be removed if they
are out of the home for more that 90 days, they have a new policy or the
current policy ends.
Leased Autos - 🧠ANSWER ✔✔These must be leased for a minimum of 6
months.
, Definition of Occupying - 🧠ANSWER ✔✔This means getting in, on, out or
off. Under the car is not included.
Definition of a Trailer - 🧠ANSWER ✔✔This is a vehicle that is designed to
be pulled by a private passenger auto, pickup or van.
Definition of a Covered Auto - 🧠ANSWER ✔✔A vehicle on the Declarations
Page.
A newly acquired auto for the first 30 days. Not covered for delivery unless
farming.
Any trailer you own. This is covered for liability only.
Any rented or temporary substitute auto or trailer.
Liability Coverage Supplemental Payments - 🧠ANSWER ✔✔Legal defense
and investigation.
Up to $250 for bail bonds.
