1
OHIO HEALTH INSURANCE EXAM 200 QUESTIONS
WITH COMPLETE SOLUTIONS GUARANTEED PASS
BRAND NEW 2025
$5,000 - ANSWER - >Ken is a producer who has obtained
Consumer Information Reports under false pretenses. Under the
Fair Credit Reporting Act, what is the maximum penalty that may
be imposed on Ken?
$900 - ANSWER - >Amy has a group medical policy through her
employer with a $500 deductible and a 90% coinsurance
provision. She incurs $1,500 in covered health care services. How
much will her group insurance carrier pay?
10 - ANSWER - >A life insurance policyowner is allowed______
days upon policy delivery to return the policy for a full premium
refund
100 days - ANSWER - >Medicare Part A does not pay for medical
benefits provided for the treatment in a skilled nursing facility
beyond
100% of costs - ANSWER - >Sole proprietors are permitted tax
deductions for health costs paid from their earnings in the amount
of
,2
100% of the billed amount - ANSWER - >A closed network plan
offers a a primary physician copay of $25. If a subscriber chooses
a primary care physician outside of the network, the subscriber
will likely pay
12 - ANSWER - >An employer with under 20 employees must
allow a terminated employee to continue accident and health
coverage for a MINIMUM of ____months.
14 day waiting period/ 10 year benefit period - ANSWER -
>Frank is shopping for a disability income policy. Which of the
following would have the HIGHEST premium?
15 - ANSWER - >An insurer must furnish to a claimant forms for
filing proof of loss within ___ days upon receiving a notice of
claim.
3 - ANSWER - >A life insurance applicant in Ohio may backdate
the application for up to _______ month(s)
3 - ANSWER - >Ohio requires that a licensee complete ______
hours of continuing education on the subject of ethics every
reporting period.
30 - ANSWER - >An insurance company has just received a
request for verification from a viatical settlement provider. The
insurer is required to respond within ____ calendar days of this
request.
, 3
30 days - ANSWER - >An employee has ___ days after the date
of marriage to add a new spouse to a small group health plan.
6 months - ANSWER - >An insurer can exclude coverage for a
preexisting condition on a Medicare Supplement policy for up to
60% of the benefit - ANSWER - >In an employer- sponsored
contributory group Disability income plan, the employer pays 60%
of the premium and each employee pays 40% of the premium.
Any income benefits paid are taxed to the employee at
70% actuarial level of coverage provided - ANSWER - >As
classified by the Affordable Care Act (ACA), a Silver Plan offers
80% - ANSWER - >How much does Medicare Part B pay for
physician fees?
A minimum of 12 months after date of purchase - ANSWER -
>How soon can the benefit payments begin with a deferred
annuity?
a negative reaction to a prescribed medication - ANSWER -
>Major medical insurance will typically
cover medical expenses that result from accumulate
without interest - ANSWER - >All of these are valid policy
dividend options for a life
OHIO HEALTH INSURANCE EXAM 200 QUESTIONS
WITH COMPLETE SOLUTIONS GUARANTEED PASS
BRAND NEW 2025
$5,000 - ANSWER - >Ken is a producer who has obtained
Consumer Information Reports under false pretenses. Under the
Fair Credit Reporting Act, what is the maximum penalty that may
be imposed on Ken?
$900 - ANSWER - >Amy has a group medical policy through her
employer with a $500 deductible and a 90% coinsurance
provision. She incurs $1,500 in covered health care services. How
much will her group insurance carrier pay?
10 - ANSWER - >A life insurance policyowner is allowed______
days upon policy delivery to return the policy for a full premium
refund
100 days - ANSWER - >Medicare Part A does not pay for medical
benefits provided for the treatment in a skilled nursing facility
beyond
100% of costs - ANSWER - >Sole proprietors are permitted tax
deductions for health costs paid from their earnings in the amount
of
,2
100% of the billed amount - ANSWER - >A closed network plan
offers a a primary physician copay of $25. If a subscriber chooses
a primary care physician outside of the network, the subscriber
will likely pay
12 - ANSWER - >An employer with under 20 employees must
allow a terminated employee to continue accident and health
coverage for a MINIMUM of ____months.
14 day waiting period/ 10 year benefit period - ANSWER -
>Frank is shopping for a disability income policy. Which of the
following would have the HIGHEST premium?
15 - ANSWER - >An insurer must furnish to a claimant forms for
filing proof of loss within ___ days upon receiving a notice of
claim.
3 - ANSWER - >A life insurance applicant in Ohio may backdate
the application for up to _______ month(s)
3 - ANSWER - >Ohio requires that a licensee complete ______
hours of continuing education on the subject of ethics every
reporting period.
30 - ANSWER - >An insurance company has just received a
request for verification from a viatical settlement provider. The
insurer is required to respond within ____ calendar days of this
request.
, 3
30 days - ANSWER - >An employee has ___ days after the date
of marriage to add a new spouse to a small group health plan.
6 months - ANSWER - >An insurer can exclude coverage for a
preexisting condition on a Medicare Supplement policy for up to
60% of the benefit - ANSWER - >In an employer- sponsored
contributory group Disability income plan, the employer pays 60%
of the premium and each employee pays 40% of the premium.
Any income benefits paid are taxed to the employee at
70% actuarial level of coverage provided - ANSWER - >As
classified by the Affordable Care Act (ACA), a Silver Plan offers
80% - ANSWER - >How much does Medicare Part B pay for
physician fees?
A minimum of 12 months after date of purchase - ANSWER -
>How soon can the benefit payments begin with a deferred
annuity?
a negative reaction to a prescribed medication - ANSWER -
>Major medical insurance will typically
cover medical expenses that result from accumulate
without interest - ANSWER - >All of these are valid policy
dividend options for a life
