Page 1 of 5
STATE FARM ASSESSMENT ACTUAL EXAM WITH WELL
VERIFIED QUESTIONS AND ANSWERS 2025
With short term disability insurance there are no policy riders or coordination
of benefits is this an accurate statement yes or no - CORRECT
ANSWER -
long term disability insurance allows customers to continue coverage through
a variety of riders - CORRECT ANSWER -
based on state abailibitlity either the hospital income, supplemental health
insurance and or supplemental health insurance plus prodducts may be
abilable this type of protection both on and off the job true or false -
CORRECT ANSWER -
customers seeking a medicare supplemtn plan in the value category may forgo
some benefits and accept some cost sharing in exchange for a lower premium
true or false - CORRECT ANSWER -
short term disability insurance provides a streamland underwriting process it
uses an automated electronic application with limited screening questions
true or false - CORRECT ANSWER -
, Page 2 of 5
included in the current state farm health product portfolio except what type of
insurance. - CORRECT ANSWER -
supplemental health insurance and or supplemental health insurance plus
products may be available. this type of coverage provides 24 hour on and off
the job. - CORRECT ANSWER -
the primary purpose of life insurance is to provide a death benefit to the
beneficiary. it is important that the level of death benefit is adequate to cover
the customers needs true or false - CORRECT ANSWER -
all of the following are types of permanent life insurance except
-guaranteed issue final expense
-limited pay whole life (10,15,20)
- single premium life
-whole life
-universal life
-return of premium - CORRECT ANSWER -
Jim recently graduated he has no dependents and is interested in purchasing
his first life insurance policy to cover his final expenses in case something
happens to him. he wants the application process to be simple and prefers not
to complete a medical exam. what type of policy should he considers?
A. return of premium
STATE FARM ASSESSMENT ACTUAL EXAM WITH WELL
VERIFIED QUESTIONS AND ANSWERS 2025
With short term disability insurance there are no policy riders or coordination
of benefits is this an accurate statement yes or no - CORRECT
ANSWER -
long term disability insurance allows customers to continue coverage through
a variety of riders - CORRECT ANSWER -
based on state abailibitlity either the hospital income, supplemental health
insurance and or supplemental health insurance plus prodducts may be
abilable this type of protection both on and off the job true or false -
CORRECT ANSWER -
customers seeking a medicare supplemtn plan in the value category may forgo
some benefits and accept some cost sharing in exchange for a lower premium
true or false - CORRECT ANSWER -
short term disability insurance provides a streamland underwriting process it
uses an automated electronic application with limited screening questions
true or false - CORRECT ANSWER -
, Page 2 of 5
included in the current state farm health product portfolio except what type of
insurance. - CORRECT ANSWER -
supplemental health insurance and or supplemental health insurance plus
products may be available. this type of coverage provides 24 hour on and off
the job. - CORRECT ANSWER -
the primary purpose of life insurance is to provide a death benefit to the
beneficiary. it is important that the level of death benefit is adequate to cover
the customers needs true or false - CORRECT ANSWER -
all of the following are types of permanent life insurance except
-guaranteed issue final expense
-limited pay whole life (10,15,20)
- single premium life
-whole life
-universal life
-return of premium - CORRECT ANSWER -
Jim recently graduated he has no dependents and is interested in purchasing
his first life insurance policy to cover his final expenses in case something
happens to him. he wants the application process to be simple and prefers not
to complete a medical exam. what type of policy should he considers?
A. return of premium
