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AUTO ADJUSTER EXAM 17-66 BRAND
NEW VERIFIED QUESTIONS WITH
ANSWERS.
Personal Injury Protection does not apply if the insured is injured
while occupying a motorcycle. Which of the following
endorsements can be added to provide this coverage? - correct
answer -PP 05 89 for personal auto insurance
For personal auto policies endorsement PP 05 89 will add PIP
protection for the named insured and resident relatives while
riding a motorcycle. CA 22 48 provides the benefit for the named
insured in commercial lines.
In which of the following situations should an adjuster consider
obtaining a non-waiver agreement? - correct answer -In dealing
with a potential coverage dispute
In coverage dispute situations, an adjuster may want to make
clear that a known right is NOT being waived by any party.
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Mr. Vickers was in a hurry to catch a plane. He parks his car in
the parking garage at the airport and leaves the keys in the
ignition. When he returns he finds that his car has been stolen.
Later the car was discovered with severe collision damage. The
airport carries Garagekeeper's Legal Liability coverage and Mr.
Vickers carries Liability and Comprehensive coverage on his auto.
What coverage would apply? - correct answer -Mr. Vickers'
Comprehensive coverage (Other Than Collision). .
This is an example of an "Other Than Collision" loss, sometimes
referred to as Comprehensive. Even though the vehicle was
involved in a collision the theft coverage would respond since the
damage originated from the theft of the vehicle.
When an insurer intends to non-renew a homeowners policy in
New York, at least _____ advance notice of non-renewal must be
sent to the insured. - correct answer -45 days
In New York, an insurer settling total auto losses must report the
losses to: - correct answer -The Department of Financial
Services.
The Department of Financial Services of New York requires that
insurers settling a total auto loss, report the loss information upon
completion of the claim.
AUTO ADJUSTER EXAM 17-66 BRAND
NEW VERIFIED QUESTIONS WITH
ANSWERS.
Personal Injury Protection does not apply if the insured is injured
while occupying a motorcycle. Which of the following
endorsements can be added to provide this coverage? - correct
answer -PP 05 89 for personal auto insurance
For personal auto policies endorsement PP 05 89 will add PIP
protection for the named insured and resident relatives while
riding a motorcycle. CA 22 48 provides the benefit for the named
insured in commercial lines.
In which of the following situations should an adjuster consider
obtaining a non-waiver agreement? - correct answer -In dealing
with a potential coverage dispute
In coverage dispute situations, an adjuster may want to make
clear that a known right is NOT being waived by any party.
, Page | 2
Mr. Vickers was in a hurry to catch a plane. He parks his car in
the parking garage at the airport and leaves the keys in the
ignition. When he returns he finds that his car has been stolen.
Later the car was discovered with severe collision damage. The
airport carries Garagekeeper's Legal Liability coverage and Mr.
Vickers carries Liability and Comprehensive coverage on his auto.
What coverage would apply? - correct answer -Mr. Vickers'
Comprehensive coverage (Other Than Collision). .
This is an example of an "Other Than Collision" loss, sometimes
referred to as Comprehensive. Even though the vehicle was
involved in a collision the theft coverage would respond since the
damage originated from the theft of the vehicle.
When an insurer intends to non-renew a homeowners policy in
New York, at least _____ advance notice of non-renewal must be
sent to the insured. - correct answer -45 days
In New York, an insurer settling total auto losses must report the
losses to: - correct answer -The Department of Financial
Services.
The Department of Financial Services of New York requires that
insurers settling a total auto loss, report the loss information upon
completion of the claim.
