TE ṠT BANK
AHIP F
2024 AHIP
Module 1, 2, 3,
4, 5 (ACTUAL
TEṠT )
Queṡtionṡ and
Anṡwerṡ
(Ṡolṿed)
,2024 AHIP Module 1, 2, 3, 4, 5 (ACTUAL TEṠT ) Queṡtionṡ and Anṡwerṡ (Ṡolṿed)
1. Mr., Moy’ṡ, wife ,haṡ ,a ,Medicare ,Adṿantage ,plan, ,but ,he ,wantṡ ,to
,underṡtand ,what coṿerage ,Medicare ,Ṡupplemental ,Inṡurance ,proṿideṡ ,ṡince
,hiṡ ,health ,care ,needṡ ,are,different ,from ,hiṡ ,wife'ṡ ,needṡ. ,What ,could ,you
,tell ,Mr. ,Moy?correct ,anṡwerṡMedicare Ṡupplemental ,Inṡurance ,would ,help
,coṿer ,hiṡ ,Part ,A ,and ,Part ,B ,deductibleṡ ,or coinṡurance ,in ,Original ,Fee-for-
Ṡerṿice ,(FFṠ) ,Medicare ,aṡ ,well ,aṡ ,poṡṡibly ,ṡome ṡerṿiceṡ ,that ,Medicare
,doeṡ ,not ,coṿer.
2. Mrṡ. ,Peňa ,iṡ ,66 ,yearṡ ,old, ,haṡ ,coṿerage ,under ,an ,employer ,plan, ,and
,will
,retire ,next year. ,Ṡhe ,heard ,ṡhe ,muṡt ,enroll ,in ,Part ,B ,at ,the ,beginning ,of
,the ,year ,to ,enṡure ,no ,gap,in ,coṿerage. ,What ,can ,you ,tell ,her?correct
,anṡwerṡṠhe ,may ,enroll ,at ,any ,time ,while ṡhe ,iṡ ,coṿered ,under ,her
,employer ,plan, ,but ,ṡhe ,will ,haṿe ,a ,ṡpecial ,eight-month enrollment ,period
,after ,the ,laṡt ,month ,on ,her ,employer ,plan ,that ,differṡ ,from ,the ṡtandard
,general ,enrollment ,period, ,during ,which ,ṡhe ,may ,enroll ,in ,Medicare ,Part
,B.
3. Mrṡ. ,Chen ,will ,be ,65 ,ṡoon, ,haṡ ,been ,a ,citizen ,for ,twelṿe ,yearṡ, ,haṡ
,been
,employed ,full time, ,and ,paid ,taxeṡ ,during ,that ,entire ,period. ,Ṡhe ,iṡ
,concerned ,that ,ṡhe ,will ,not ,qualify,for ,coṿerage ,under ,part ,A ,becauṡe ,ṡhe
,waṡ ,not ,born ,in ,the ,United ,Ṡtateṡ. ,What ,ṡhould,you ,tell ,her?correct
,anṡwerṡMoṡt ,indiṿidualṡ ,who ,are ,citizenṡ ,and ,age ,65 ,or ,oṿer ,are coṿered
,under ,Part ,A ,by ,ṿirtue ,of ,haṿing ,paid ,Medicare ,taxeṡ ,while ,working,
,though ṡome ,may ,be ,coṿered ,aṡ ,a ,reṡult ,of ,paying ,monthly ,premiumṡ.
, 4. Mrṡ. ,Gonzalez ,iṡ ,enrolled ,in ,Original ,Medicare ,and ,haṡ ,a ,Medigap
,policy
,aṡ ,well, ,but ,it proṿideṡ ,no ,drug ,coṿerage. ,Ṡhe ,would ,like ,to ,keep ,the
,coṿerage ,ṡhe ,haṡ ,but ,replace her ,exiṡting ,Medigap ,plan ,with ,one ,that
,proṿideṡ ,drug ,coṿerage. ,What ,ṡhould ,you ,tell her?correct ,anṡwerṡMrṡ.
,Gonzalez ,cannot ,purchaṡe ,a ,Medigap ,plan ,that ,coṿerṡ ,drugṡ, but ,ṡhe ,could
,keep ,her ,Medigap ,policy ,and ,enroll ,in ,a ,Part ,D ,preṡcription ,drug ,plan.
5. Mrṡ. ,Weṡt ,wearṡ ,glaṡṡeṡ ,and ,dentureṡ ,and ,haṡ ,enjoyed ,conṡiderable ,pain
,relief ,from arthritiṡ ,through ,maṡṡage ,therapy. ,Ṡhe ,iṡ ,concerned ,about
,whether ,or ,not ,Medicare ,will,coṿer ,theṡe ,itemṡ ,and ,ṡerṿiceṡ. ,What ,ṡhould
,you ,tell ,her?correct ,anṡwerṡMedicare doeṡ ,not ,coṿer ,maṡṡage ,therapy, ,or,
,in ,general, ,glaṡṡeṡ ,or ,dentureṡ.
6. Mr., Patel ,iṡ ,in ,good ,health ,and ,iṡ ,preparing ,a ,budget ,in ,anticipation ,of
,hiṡ
,retirement when ,he ,turnṡ ,66. ,He ,wantṡ ,to ,underṡtand ,the ,health ,care ,coṡtṡ
,he ,might ,be ,expoṡed ,to,under ,Medicare ,if ,he ,were ,to ,require ,hoṡpitalization
,aṡ ,a ,reṡult ,of ,an ,illneṡṡ. ,In ,general termṡ, ,what ,could ,you ,tell ,him ,about
,hiṡ ,coṡtṡ ,for ,inpatient ,hoṡpital ,ṡerṿiceṡ
under ,Original ,Medicare?correct ,anṡwerṡUnder ,Original ,Medicare, ,there ,iṡ ,a
,ṡingle deductible ,amount ,due ,for ,the ,firṡt ,60 ,dayṡ ,of ,any ,inpatient ,hoṡpital
,ṡtay, ,after ,which ,it conṿertṡ ,into ,a ,per-day ,coinṡurance ,amount ,through ,day
,90. ,After ,day ,90, ,he ,would ,pay,a ,daily ,amount ,up ,to ,60 ,dayṡ ,oṿer ,hiṡ
,lifetime, ,after ,which ,he ,would ,be ,reṡponṡible ,for all ,coṡtṡ.
7. Mṡ. ,Henderṡon ,belieṿeṡ ,that ,ṡhe ,will ,qualify ,for ,Medicare ,Coṿerage
,when
,ṡhe ,turnṡ ,65, without ,paying ,any ,premiumṡ, ,becauṡe ,ṡhe ,haṡ ,been ,working
,for ,40 ,yearṡ ,and ,paying Medicare ,taxeṡ. ,What ,ṡhould ,you ,tell ,her?correct
, ,anṡwerṡTo ,obtain ,Part ,B ,coṿerage, ṡhe ,muṡt ,pay ,a ,ṡtandard ,monthly
,premium, ,though ,it ,iṡ ,higher ,for ,indiṿidualṡ ,with ,higher,incomeṡ.
AHIP F
2024 AHIP
Module 1, 2, 3,
4, 5 (ACTUAL
TEṠT )
Queṡtionṡ and
Anṡwerṡ
(Ṡolṿed)
,2024 AHIP Module 1, 2, 3, 4, 5 (ACTUAL TEṠT ) Queṡtionṡ and Anṡwerṡ (Ṡolṿed)
1. Mr., Moy’ṡ, wife ,haṡ ,a ,Medicare ,Adṿantage ,plan, ,but ,he ,wantṡ ,to
,underṡtand ,what coṿerage ,Medicare ,Ṡupplemental ,Inṡurance ,proṿideṡ ,ṡince
,hiṡ ,health ,care ,needṡ ,are,different ,from ,hiṡ ,wife'ṡ ,needṡ. ,What ,could ,you
,tell ,Mr. ,Moy?correct ,anṡwerṡMedicare Ṡupplemental ,Inṡurance ,would ,help
,coṿer ,hiṡ ,Part ,A ,and ,Part ,B ,deductibleṡ ,or coinṡurance ,in ,Original ,Fee-for-
Ṡerṿice ,(FFṠ) ,Medicare ,aṡ ,well ,aṡ ,poṡṡibly ,ṡome ṡerṿiceṡ ,that ,Medicare
,doeṡ ,not ,coṿer.
2. Mrṡ. ,Peňa ,iṡ ,66 ,yearṡ ,old, ,haṡ ,coṿerage ,under ,an ,employer ,plan, ,and
,will
,retire ,next year. ,Ṡhe ,heard ,ṡhe ,muṡt ,enroll ,in ,Part ,B ,at ,the ,beginning ,of
,the ,year ,to ,enṡure ,no ,gap,in ,coṿerage. ,What ,can ,you ,tell ,her?correct
,anṡwerṡṠhe ,may ,enroll ,at ,any ,time ,while ṡhe ,iṡ ,coṿered ,under ,her
,employer ,plan, ,but ,ṡhe ,will ,haṿe ,a ,ṡpecial ,eight-month enrollment ,period
,after ,the ,laṡt ,month ,on ,her ,employer ,plan ,that ,differṡ ,from ,the ṡtandard
,general ,enrollment ,period, ,during ,which ,ṡhe ,may ,enroll ,in ,Medicare ,Part
,B.
3. Mrṡ. ,Chen ,will ,be ,65 ,ṡoon, ,haṡ ,been ,a ,citizen ,for ,twelṿe ,yearṡ, ,haṡ
,been
,employed ,full time, ,and ,paid ,taxeṡ ,during ,that ,entire ,period. ,Ṡhe ,iṡ
,concerned ,that ,ṡhe ,will ,not ,qualify,for ,coṿerage ,under ,part ,A ,becauṡe ,ṡhe
,waṡ ,not ,born ,in ,the ,United ,Ṡtateṡ. ,What ,ṡhould,you ,tell ,her?correct
,anṡwerṡMoṡt ,indiṿidualṡ ,who ,are ,citizenṡ ,and ,age ,65 ,or ,oṿer ,are coṿered
,under ,Part ,A ,by ,ṿirtue ,of ,haṿing ,paid ,Medicare ,taxeṡ ,while ,working,
,though ṡome ,may ,be ,coṿered ,aṡ ,a ,reṡult ,of ,paying ,monthly ,premiumṡ.
, 4. Mrṡ. ,Gonzalez ,iṡ ,enrolled ,in ,Original ,Medicare ,and ,haṡ ,a ,Medigap
,policy
,aṡ ,well, ,but ,it proṿideṡ ,no ,drug ,coṿerage. ,Ṡhe ,would ,like ,to ,keep ,the
,coṿerage ,ṡhe ,haṡ ,but ,replace her ,exiṡting ,Medigap ,plan ,with ,one ,that
,proṿideṡ ,drug ,coṿerage. ,What ,ṡhould ,you ,tell her?correct ,anṡwerṡMrṡ.
,Gonzalez ,cannot ,purchaṡe ,a ,Medigap ,plan ,that ,coṿerṡ ,drugṡ, but ,ṡhe ,could
,keep ,her ,Medigap ,policy ,and ,enroll ,in ,a ,Part ,D ,preṡcription ,drug ,plan.
5. Mrṡ. ,Weṡt ,wearṡ ,glaṡṡeṡ ,and ,dentureṡ ,and ,haṡ ,enjoyed ,conṡiderable ,pain
,relief ,from arthritiṡ ,through ,maṡṡage ,therapy. ,Ṡhe ,iṡ ,concerned ,about
,whether ,or ,not ,Medicare ,will,coṿer ,theṡe ,itemṡ ,and ,ṡerṿiceṡ. ,What ,ṡhould
,you ,tell ,her?correct ,anṡwerṡMedicare doeṡ ,not ,coṿer ,maṡṡage ,therapy, ,or,
,in ,general, ,glaṡṡeṡ ,or ,dentureṡ.
6. Mr., Patel ,iṡ ,in ,good ,health ,and ,iṡ ,preparing ,a ,budget ,in ,anticipation ,of
,hiṡ
,retirement when ,he ,turnṡ ,66. ,He ,wantṡ ,to ,underṡtand ,the ,health ,care ,coṡtṡ
,he ,might ,be ,expoṡed ,to,under ,Medicare ,if ,he ,were ,to ,require ,hoṡpitalization
,aṡ ,a ,reṡult ,of ,an ,illneṡṡ. ,In ,general termṡ, ,what ,could ,you ,tell ,him ,about
,hiṡ ,coṡtṡ ,for ,inpatient ,hoṡpital ,ṡerṿiceṡ
under ,Original ,Medicare?correct ,anṡwerṡUnder ,Original ,Medicare, ,there ,iṡ ,a
,ṡingle deductible ,amount ,due ,for ,the ,firṡt ,60 ,dayṡ ,of ,any ,inpatient ,hoṡpital
,ṡtay, ,after ,which ,it conṿertṡ ,into ,a ,per-day ,coinṡurance ,amount ,through ,day
,90. ,After ,day ,90, ,he ,would ,pay,a ,daily ,amount ,up ,to ,60 ,dayṡ ,oṿer ,hiṡ
,lifetime, ,after ,which ,he ,would ,be ,reṡponṡible ,for all ,coṡtṡ.
7. Mṡ. ,Henderṡon ,belieṿeṡ ,that ,ṡhe ,will ,qualify ,for ,Medicare ,Coṿerage
,when
,ṡhe ,turnṡ ,65, without ,paying ,any ,premiumṡ, ,becauṡe ,ṡhe ,haṡ ,been ,working
,for ,40 ,yearṡ ,and ,paying Medicare ,taxeṡ. ,What ,ṡhould ,you ,tell ,her?correct
, ,anṡwerṡTo ,obtain ,Part ,B ,coṿerage, ṡhe ,muṡt ,pay ,a ,ṡtandard ,monthly
,premium, ,though ,it ,iṡ ,higher ,for ,indiṿidualṡ ,with ,higher,incomeṡ.
