UPDATED 2025/2026 TEST AND STUDY
GUIDE WITH COMPLETE QUESTIONS
AND SURE VERIFIED SOLUTIONS 100%
GRADED AT A+ SCORE!!
1. Acquit - ANSWER ✔ to set free:to judicially discharge from an
acquisition;to clear (a person) of a criminal charge
2. Formal Contract - ANSWER ✔ A contract made binding by the
oberservance of required formalities regardless of the giving of
consideration; specifically a contract the is a contract underseal, a
recognizance, a letter of credit, or negotiable instruments
3. Poilcy/certificate - ANSWER ✔ any contract of insurance,
indemnity, medical, health or hospital service, suretyship, or
annuity issued, proposed for issuance, or intended for issuance by
any insurer
4. Insurance - ANSWER ✔ Companies and their producers are
regulated by the Insurance Commissioner and his staff in the DOI;
an of the lines of authority specified in RS 22:1547
,5. Bail - ANSWER ✔ Monetary or other form of security to insure
the appearance of the defendant at every stage of the criminal
proceedings; any type of pretrial release
6. Probable Cause - ANSWER ✔ Facts sufficient to cause a person of
reasonable caution to believe a crime has been committed and if
applicable that a specific person has committed the crime
7. 2 types of personal surety - ANSWER ✔ Unsecured and Secured
8. Voluntarily Surrender - ANSWER ✔ personal appearance without
confinement by a law enforcement officer or bail recovery agent
9. Bail Enforcement - ANSWER ✔ the apprehension or surrender of
a principal by a natural person who is released on bail or who has
failed to appear at and state of the proceedings to answer to the
charge before the court, in which he may be prosecuted
10. obligor - ANSWER ✔ the party who owes the duty or debt;
principal; in bail,the defendant
11. Appearance bond - ANSWER ✔ the range of a criminal
defendant's bond
,12. Types of criminal defendant bonds - ANSWER ✔ Bail Bonds
Appeal Bonds
Supersedes Bonds
Habeas Corpus Bonds
Extradition Bonds
Civil Contempt Bonds
Ne Exeat Bonds
13. Secured Personal Surety - ANSWER ✔ personal surety who
meets all the qualifications of law and specifically, mortages,
immovable property located in the state of Louisiana
14. The Surety - ANSWER ✔ the individual/company who
pledges to fulfill the obligation if the obligor defaults, or in lieu
thereof, to pay a specified sum of money. The sum is called the
face amount of the bond.
15. Surety - ANSWER ✔ One who undertakes to pay money or
perform some act if the principal fails to pay or perform
16. Producer - ANSWER ✔ A person required to be licensed
under the laws of this state to sell, solicit, or negotiate insurance,
and includes all persons or business entities otherwise referred to
in the La. Insurance code
, 17. False Swearing - ANSWER ✔ when a person tells a lie under
oath,and it is put in writing and sworn before a notary or other such
official
18. Waiver - ANSWER ✔ implies giving up of a known right
19. Offer & Acceptance - ANSWER ✔ one party must take a
proposition to the other and the other must accept the proposal
20. Competent Parties - ANSWER ✔ sometimes referred to as
"sui juris" parties
The parties must be legal age and in no way mentally impaired
21. Breach of Contract - ANSWER ✔ One party's failure to
perform some act, which be contractually agreed to do. In addition
the aggrieved party may ask for monetary damages under a suit
22. Unilateral Contract - ANSWER ✔ A contract in which only
one party is obligated to perform.
Compare to bilateral contracts
23. Contract - ANSWER ✔ an agreement between 2 or more
persons which is legally binding