NY Series 17-52 Test Questions with Answers Graded A+ 2025
How many eligible employees must be included
in a contributory health insurance plan? -
ANSWER -50% Which of the following is NOT true of basic
medical expense plans? - ANSWER -
Coverage for catastrophic medical expenses
A man works for Company A and his wife works
for Company B. The spouses are covered by
health plans through their respective companies Which of the following is NOT a feature of a
that also cover the other spouse. If the husband noncancellable policy? - ANSWER -The
files a claim, - ANSWER -The insurance insurer may terminate the contract only at
through his company is primary. renewal for certain conditions.
What is the period of coverage for events such What is the best way to change an application? -
as death or divorce under COBRA? - ANSWER -Start over with a fresh
ANSWER -36 months application
Twenty-five days after a health insurance policy On a major medical insurance policy, the amount
is delivered, the policyowner decides that she that an insured must pay on a claim before the
would like to return the policy and receive a insurer will pay is known as - ANSWER -
refund of premium. Which of the following is Deductible.
true? - ANSWER -The policyowner will not
receive a refund because the free-look period is
over. Which of the following is correct about a group
health insurance policy issued in New York? -
ANSWER -It cannot exclude newborn
An insured is involved in a car accident. In children from coverage.
addition to general, less serious injuries, he
permanently loses the use of his leg and is
rendered completely blind. The blindness Which of the following is NOT a characteristic of
improves a month later. To what extent will he a group long-term disability plan? -
receive Presumptive Disability benefits? - ANSWER -The benefit can be up to 50% of
ANSWER -No benefits one's yearly income.
For the purpose of insurance, risk is defined as - In which Medicare supplemental policies are the
ANSWER -The uncertainty or chance of core benefits found? - ANSWER -All plans
loss.
When benefits are paid directly to the insured
Which of the following is an example of a under a health insurance policy, the policy
producer's fiduciary duty? - ANSWER -The provides benefits on what type of basis? -
trust that a client places in the producer in regard ANSWER -Reimbursement
to handling premiums.
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How many eligible employees must be included
in a contributory health insurance plan? -
ANSWER -50% Which of the following is NOT true of basic
medical expense plans? - ANSWER -
Coverage for catastrophic medical expenses
A man works for Company A and his wife works
for Company B. The spouses are covered by
health plans through their respective companies Which of the following is NOT a feature of a
that also cover the other spouse. If the husband noncancellable policy? - ANSWER -The
files a claim, - ANSWER -The insurance insurer may terminate the contract only at
through his company is primary. renewal for certain conditions.
What is the period of coverage for events such What is the best way to change an application? -
as death or divorce under COBRA? - ANSWER -Start over with a fresh
ANSWER -36 months application
Twenty-five days after a health insurance policy On a major medical insurance policy, the amount
is delivered, the policyowner decides that she that an insured must pay on a claim before the
would like to return the policy and receive a insurer will pay is known as - ANSWER -
refund of premium. Which of the following is Deductible.
true? - ANSWER -The policyowner will not
receive a refund because the free-look period is
over. Which of the following is correct about a group
health insurance policy issued in New York? -
ANSWER -It cannot exclude newborn
An insured is involved in a car accident. In children from coverage.
addition to general, less serious injuries, he
permanently loses the use of his leg and is
rendered completely blind. The blindness Which of the following is NOT a characteristic of
improves a month later. To what extent will he a group long-term disability plan? -
receive Presumptive Disability benefits? - ANSWER -The benefit can be up to 50% of
ANSWER -No benefits one's yearly income.
For the purpose of insurance, risk is defined as - In which Medicare supplemental policies are the
ANSWER -The uncertainty or chance of core benefits found? - ANSWER -All plans
loss.
When benefits are paid directly to the insured
Which of the following is an example of a under a health insurance policy, the policy
producer's fiduciary duty? - ANSWER -The provides benefits on what type of basis? -
trust that a client places in the producer in regard ANSWER -Reimbursement
to handling premiums.
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