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WebCE FL Adjuster test Questions and
Answers (Expert Solutions)
Q: Adjuster moves states, how long to notify dept of financial services?
ANS 🗹🗹: 30 days
Q: Vacant or unoccupied house is vandalized, will property insurance cover it?
ANS 🗹🗹: No, policy reduces coverage if the building is vacant or unoccupied for 60
days
Q: When considering depreciation, adjusters consider these factors
ANS 🗹🗹: Physical deterioration, functional obsolescence, and future life
expectancy
Q: Not reporting a claim within the policy timeframe breaks the
ANS 🗹🗹: Conditional contract of the policy
Q: Adjusters keep complete and accurate claim files for these reasons:
ANS 🗹🗹: Record activities that occur during adjustment, permit others to service
the claim if the adjuster is unavailable, support denial of the claim
Q: What is the role of a primary care physician (PCP) in managed care plans?
ANS 🗹🗹: Coordinate member's health care treatment and access to medical
specialists in the network
Q: Individual short term disability plans pay up to
ANS 🗹🗹: 2 years
Q: In which case would the applicant be eligible for coverage through an insurer in the
residual insurance market
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ANS 🗹🗹: The applicant is entitled to insurance but cannot buy it through the
voluntary market.
Q: Failing to promptly settle a claim for which liability is uncertain is not an
ANS 🗹🗹: Unfair claims settlement practice
Q: PAP allows a leased vehicle to be on the declaration list of a policy if it is leased to
the named insured for how many months
ANS 🗹🗹: 6 months
Q: If a bank's counterfeit money insuring agreement covers a loss for accepting
counterfeit money in another country it must have
ANS 🗹🗹: A branch office in that country
Q: What organization developed a standard workers comp and employers liability
insurance policy used in most stated?
ANS 🗹🗹: National Workers Compensation Organization
Q: compulsory no-fault laws
ANS 🗹🗹: State laws that restrict an injured party's right to sue another driver
under tort law until a specific threshold of damages is surpassed
Q: Most states allow suits against an employer if the employer fails to buy what
ANS 🗹🗹: Workman's comp policy or authorize to self insure
Q: A worker is injured and accepts workers compensation and later dies, can the spouse
sue the employer?
ANS 🗹🗹: No, acceptance of worker's compensation falls under the doctrine of
exclusive remedy.
Q: No fault auto insurance allows:
ANS 🗹🗹: Injured parties to recover damages from their own insurers, not consider
fault when determining coverage, and injured parties are entitled to compensation
for actual economic damages
WebCE FL Adjuster test Questions and
Answers (Expert Solutions)
Q: Adjuster moves states, how long to notify dept of financial services?
ANS 🗹🗹: 30 days
Q: Vacant or unoccupied house is vandalized, will property insurance cover it?
ANS 🗹🗹: No, policy reduces coverage if the building is vacant or unoccupied for 60
days
Q: When considering depreciation, adjusters consider these factors
ANS 🗹🗹: Physical deterioration, functional obsolescence, and future life
expectancy
Q: Not reporting a claim within the policy timeframe breaks the
ANS 🗹🗹: Conditional contract of the policy
Q: Adjusters keep complete and accurate claim files for these reasons:
ANS 🗹🗹: Record activities that occur during adjustment, permit others to service
the claim if the adjuster is unavailable, support denial of the claim
Q: What is the role of a primary care physician (PCP) in managed care plans?
ANS 🗹🗹: Coordinate member's health care treatment and access to medical
specialists in the network
Q: Individual short term disability plans pay up to
ANS 🗹🗹: 2 years
Q: In which case would the applicant be eligible for coverage through an insurer in the
residual insurance market
, Page | 2
ANS 🗹🗹: The applicant is entitled to insurance but cannot buy it through the
voluntary market.
Q: Failing to promptly settle a claim for which liability is uncertain is not an
ANS 🗹🗹: Unfair claims settlement practice
Q: PAP allows a leased vehicle to be on the declaration list of a policy if it is leased to
the named insured for how many months
ANS 🗹🗹: 6 months
Q: If a bank's counterfeit money insuring agreement covers a loss for accepting
counterfeit money in another country it must have
ANS 🗹🗹: A branch office in that country
Q: What organization developed a standard workers comp and employers liability
insurance policy used in most stated?
ANS 🗹🗹: National Workers Compensation Organization
Q: compulsory no-fault laws
ANS 🗹🗹: State laws that restrict an injured party's right to sue another driver
under tort law until a specific threshold of damages is surpassed
Q: Most states allow suits against an employer if the employer fails to buy what
ANS 🗹🗹: Workman's comp policy or authorize to self insure
Q: A worker is injured and accepts workers compensation and later dies, can the spouse
sue the employer?
ANS 🗹🗹: No, acceptance of worker's compensation falls under the doctrine of
exclusive remedy.
Q: No fault auto insurance allows:
ANS 🗹🗹: Injured parties to recover damages from their own insurers, not consider
fault when determining coverage, and injured parties are entitled to compensation
for actual economic damages
