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Texas Insurance Exam Questions with
Detailed Verified Answers
Question: How many hours of ethics continuing education must an agent
complete in any 2-year license period? A. 4 B. 5 C. 3 D. 2
Ans: D
Question: The commissioner has the power to
A. appoint a stock insurance company board of directors B. issue certificates
of authority to insurers C. authorize a mutual insurance company sale of stock
D. write and enact new legislation and statutes affecting the business of
insurance
Ans: B
Question: Written notices of reported violations must be sent within
A. 10 days B. 14 days C. 21 days D. 30 days
Ans: B
Question: All of the following are correct regarding licensing requirements
EXCEPT
A. the person must be at least 21 years old B. the state licensing examination
must be passed C. the person has submitted an application D. a non-
refundable fee has been paid
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Ans: A
Question: An agent licensed in Texas who moves from one state to another
must file proof of authorization to conduct business in the new state within
how many days?
A. 10 B. 20 C. 30 D. 60
Ans: C
Question: A person who examines and assesses risk for persons seeking or
renewing property and casualty insurance is A. a reinsurer B. a surplus lines
agent C. an insurance counselor D. a risk manager
Ans: D
Question: Insurance issued to Texas residents by companies not licensed to
do business in Texas would be classified as A. unlicensed insurance B.
unauthorized insurance C. unlisted entrance D. alien insurance
Ans: B
Question: Agents who solicit and procure insurance for themselves, their
families, and their business associates (not for the general public) are said to
engage in
A. rebating B. surplus lines Insurance C. controlled business D. unauthorized
insurance
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Ans: C
Question: At a minimum, the department must examine a carrier at least
once every
A. 6 months B. year C. 5 years D. decade
Ans: C
Question: Which of the following is a requirement for a temporary insurance
license?
A. The applicant must complete a licensing course within 10 days of
application filing.
B. The applicant must complete training supervised by an agent, insurer, or
HMO.
C. The applicant must be sponsored by the Department.
D. The applicant must demonstrate high unethical standards.
Ans: B
Question: How many hours of continuing educations is an agent responsible
to complete in any 2-year license period?
A. 15
B. 24
C. None if licensed less than 5 years.
D. It depends on the agent's birth date.
Ans: B
Texas Insurance Exam Questions with
Detailed Verified Answers
Question: How many hours of ethics continuing education must an agent
complete in any 2-year license period? A. 4 B. 5 C. 3 D. 2
Ans: D
Question: The commissioner has the power to
A. appoint a stock insurance company board of directors B. issue certificates
of authority to insurers C. authorize a mutual insurance company sale of stock
D. write and enact new legislation and statutes affecting the business of
insurance
Ans: B
Question: Written notices of reported violations must be sent within
A. 10 days B. 14 days C. 21 days D. 30 days
Ans: B
Question: All of the following are correct regarding licensing requirements
EXCEPT
A. the person must be at least 21 years old B. the state licensing examination
must be passed C. the person has submitted an application D. a non-
refundable fee has been paid
, Page | 2
Ans: A
Question: An agent licensed in Texas who moves from one state to another
must file proof of authorization to conduct business in the new state within
how many days?
A. 10 B. 20 C. 30 D. 60
Ans: C
Question: A person who examines and assesses risk for persons seeking or
renewing property and casualty insurance is A. a reinsurer B. a surplus lines
agent C. an insurance counselor D. a risk manager
Ans: D
Question: Insurance issued to Texas residents by companies not licensed to
do business in Texas would be classified as A. unlicensed insurance B.
unauthorized insurance C. unlisted entrance D. alien insurance
Ans: B
Question: Agents who solicit and procure insurance for themselves, their
families, and their business associates (not for the general public) are said to
engage in
A. rebating B. surplus lines Insurance C. controlled business D. unauthorized
insurance
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Ans: C
Question: At a minimum, the department must examine a carrier at least
once every
A. 6 months B. year C. 5 years D. decade
Ans: C
Question: Which of the following is a requirement for a temporary insurance
license?
A. The applicant must complete a licensing course within 10 days of
application filing.
B. The applicant must complete training supervised by an agent, insurer, or
HMO.
C. The applicant must be sponsored by the Department.
D. The applicant must demonstrate high unethical standards.
Ans: B
Question: How many hours of continuing educations is an agent responsible
to complete in any 2-year license period?
A. 15
B. 24
C. None if licensed less than 5 years.
D. It depends on the agent's birth date.
Ans: B
