NSSA - National Social Security Advisor NEW!! 2025/26
What year did you have to be born before to be able to apply for a restricted application? - Correct
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Answers 1/1/1954
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What year was Social Security created? - Correct Answers 1935
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Who received the first SS payment? - Correct Answers Ida May
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What year was the COLA adjustment added? - Correct Answers 1970
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What year did SS become taxable? - Correct Answers 1980
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What CPI is used for COLA adjustments? How is it calculated? - Correct Answers CPI-W, you look
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at in inflation in the previous 3rd quarter vs current 3rd quarter. It's automatically adjusted. The
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largest part is housing (30% of the index)
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What CPI index might they move to in the future? - Correct Answers CPI-E (elderly). It's still
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experimental
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How far back can you get backpay? - Correct Answers 6 months
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How many credits can you earn a year? How much do you have to earn to earn 1 credit? Does it
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matter what time of the year you earned the money? - Correct Answers 4 credits. $1510=1
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credit
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Doesn't mater when you earned the money, you just have to be alive at the start of the quarter to
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earn the credit.
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, If you're born on the 2nd of the month you get a ___ month reduction - Correct Answers 48
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month
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If you're birthday starts any day but the 2nd, what day do your benefits start? - Correct Answers
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On the first of the following month
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Do you have to apply to SS or do you automatically start receiving it? - Correct Answers You have
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to apply
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If you are born on the 1-10th of the month when are you paid? - Correct Answers On the 2nd
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Wed of the month
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If you are born on the 11-20th of the month when are you paid? - Correct Answers On the 3rd
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Wed of the month
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If you are born on the 20th-end of the month when are you paid? - Correct Answers 4th Wed
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each year you delay taking SS past retirement age, your benefit goes up by ____. When do you see
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the increase reflected? - Correct Answers 8%, it is reflected in the following year, unless you've
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reached age 70 then the increase begins immediately.
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What age is the breakeven point between early and waiting? - Correct Answers 78
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Are survivor benefits affected by the worker delaying or selecting early withdrawals? - Correct
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Answers yes
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Hold Harmless Rule - Correct Answers protects your Social Security benefit payment from
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decreasing due to an increase in the Medicare Part B premium.
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What year did you have to be born before to be able to apply for a restricted application? - Correct
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
Answers 1/1/1954
Il` Il` Il` Il` Il` Il`
What year was Social Security created? - Correct Answers 1935
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
Who received the first SS payment? - Correct Answers Ida May
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
What year was the COLA adjustment added? - Correct Answers 1970
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
What year did SS become taxable? - Correct Answers 1980
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
What CPI is used for COLA adjustments? How is it calculated? - Correct Answers CPI-W, you look
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
at in inflation in the previous 3rd quarter vs current 3rd quarter. It's automatically adjusted. The
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
largest part is housing (30% of the index)
Il` Il` Il` Il` Il` Il` Il` Il`
What CPI index might they move to in the future? - Correct Answers CPI-E (elderly). It's still
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
experimental
Il`
How far back can you get backpay? - Correct Answers 6 months
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How many credits can you earn a year? How much do you have to earn to earn 1 credit? Does it
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
matter what time of the year you earned the money? - Correct Answers 4 credits. $1510=1
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credit
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Doesn't mater when you earned the money, you just have to be alive at the start of the quarter to
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
earn the credit.
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, If you're born on the 2nd of the month you get a ___ month reduction - Correct Answers 48
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month
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If you're birthday starts any day but the 2nd, what day do your benefits start? - Correct Answers
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On the first of the following month
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Do you have to apply to SS or do you automatically start receiving it? - Correct Answers You have
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to apply
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If you are born on the 1-10th of the month when are you paid? - Correct Answers On the 2nd
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Wed of the month
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If you are born on the 11-20th of the month when are you paid? - Correct Answers On the 3rd
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Wed of the month
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If you are born on the 20th-end of the month when are you paid? - Correct Answers 4th Wed
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each year you delay taking SS past retirement age, your benefit goes up by ____. When do you see
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the increase reflected? - Correct Answers 8%, it is reflected in the following year, unless you've
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
reached age 70 then the increase begins immediately.
Il` Il` Il` Il` Il` Il` Il` Il`
What age is the breakeven point between early and waiting? - Correct Answers 78
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
Are survivor benefits affected by the worker delaying or selecting early withdrawals? - Correct
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
Answers yes
Il` Il` Il` Il` Il` Il`
Hold Harmless Rule - Correct Answers protects your Social Security benefit payment from
Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il` Il`
decreasing due to an increase in the Medicare Part B premium.
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