CFM EXAM 2025 QUESTIONS AND
ANSWERS
ACV - ....ANSWER ...-Actual Cash Value
BFE - ....ANSWER ...-Base Flood Elevation
CAC - ....ANSWER ...-Community Assistance Contact (CAP)
CAP - ....ANSWER ...-Community Assistance Program
CAV - ....ANSWER ...-Community Assistance Visit (CAP)
CBRA - ....ANSWER ...-Coastal Barriers Resources Act
CBRS - ....ANSWER ...-Coastal Barriers Resource System
CFM - ....ANSWER ...-Certified Floodplain Manager
CFR - ....ANSWER ...-Code of Federal Regulations
CHAMP - ....ANSWER ...-Coastal Hazard Analysis Modeling Program
CID - ....ANSWER ...-Community Identification Number (on FIRM)
CLOMA - ....ANSWER ...-Conditional Letter Of Map Amendment
CLOMR - ....ANSWER ...-Conditional Letter Of Map Revision
CRS - ....ANSWER ...-Community Rating System
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 1
,DFIRM - ....ANSWER ...-Digital Flood Insurance Rate Map
DLG - ....ANSWER ...-Digital Line Graph
EC - ....ANSWER ...-Elevation Certificate
FBFM - ....ANSWER ...-Flood Boundary Floodway Map
FEMA - ....ANSWER ...-Federal Emergency Management Agency
FHBM - ....ANSWER ...-Flood Hazard Boundary Map
FIA - ....ANSWER ...-Federal Insurance Administration
FIRM - ....ANSWER ...-Flood Insurance Rate Map
FIS - ....ANSWER ...-Flood Insurance Study
FMA - ....ANSWER ...-Flood Mitigation Assistance
FPA - ....ANSWER ...-Floodplain Administrator
FPM - ....ANSWER ...-Floodplain Manager
GIS - ....ANSWER ...-Geographic Information System
HAG - ....ANSWER ...-Highest Adjacent Grade
HMGP - ....ANSWER ...-Hazard Mitigation Grant Program (FEMA)
HUD - ....ANSWER ...-Housing & Urban Development
ICC - ....ANSWER ...-Increased Cost of Compliance
ISO - ....ANSWER ...-Insurance Services Office (NFIP)
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 2
,LAG - ....ANSWER ...-Lowest Adjacent Grade
LMMP - ....ANSWER ...-Limited Map Maintenance Project
LOMA - ....ANSWER ...-Letter Of Map Amendment
LOMC - ....ANSWER ...-Letter Of Map Change
LOMR - ....ANSWER ...-Letter Of Map Revision
LOMR-F - ....ANSWER ...-Letter Of Map Revision based on Fill
MOM - ....ANSWER ...-Multiple Objective Management
MSC - ....ANSWER ...-Map Service Center (FEMA)
NAI - ....ANSWER ...-No Adverse Impact
NBF - ....ANSWER ...-Natural and Beneficial Functions
NEPA - ....ANSWER ...-National Environmental Policy Act
NFIP - ....ANSWER ...-National Flood Insurance Program
NGVD - ....ANSWER ...-National Geodetic Vertical Datum
NPDES - ....ANSWER ...-National Pollutant Discharge Elimination System
OPA - ....ANSWER ...-Otherwise Protected Areas
PDM - ....ANSWER ...-Pre-Disaster Mitigation Program
PRP - ....ANSWER ...-Preferred Risk Policy
RSDE - ....ANSWER ...-Residential Substantial Damage Estimator
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 3
, RFC - ....ANSWER ...-Repetitive Flood Claims Program
SFHA - ....ANSWER ...-Special Flood Hazard Area
SRL - ....ANSWER ...-Severe Repetitive Loss Program
STR - ....ANSWER ...-Section / Township / Range
USACE - ....ANSWER ...-US Army Corps of Engineers
USGS - ....ANSWER ...-US Geological Survey
WSEL - ....ANSWER ...-Water Surface Elevation
WYO - ....ANSWER ...-Write Your Own
1% Annual Chance Flood - ....ANSWER ...-Base Flood.
44 CFR §59 - ....ANSWER ...-NFIP General Provisions according to the Code of
Federal Regulations. Parts 59 and 60 include the definitions and standards that should
be reflected in community floodplain regulations.
44 CFR §60 - ....ANSWER ...-Criteria for Land Management and Use according to
the Code of Federal Regulations. Parts 59 and 60 include the definitions and standards
that should be reflected in community floodplain regulations.
44 CFR §60.3 - ....ANSWER ...-Floodplain Management Criteria for Flood-Prone
Areas according to the Code of Federal Regulations.
44 CFR §65.5 - ....ANSWER ...-Governs decisions for Letters of Map Revisions
according to the Code of Federal Regulations.
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 4
ANSWERS
ACV - ....ANSWER ...-Actual Cash Value
BFE - ....ANSWER ...-Base Flood Elevation
CAC - ....ANSWER ...-Community Assistance Contact (CAP)
CAP - ....ANSWER ...-Community Assistance Program
CAV - ....ANSWER ...-Community Assistance Visit (CAP)
CBRA - ....ANSWER ...-Coastal Barriers Resources Act
CBRS - ....ANSWER ...-Coastal Barriers Resource System
CFM - ....ANSWER ...-Certified Floodplain Manager
CFR - ....ANSWER ...-Code of Federal Regulations
CHAMP - ....ANSWER ...-Coastal Hazard Analysis Modeling Program
CID - ....ANSWER ...-Community Identification Number (on FIRM)
CLOMA - ....ANSWER ...-Conditional Letter Of Map Amendment
CLOMR - ....ANSWER ...-Conditional Letter Of Map Revision
CRS - ....ANSWER ...-Community Rating System
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 1
,DFIRM - ....ANSWER ...-Digital Flood Insurance Rate Map
DLG - ....ANSWER ...-Digital Line Graph
EC - ....ANSWER ...-Elevation Certificate
FBFM - ....ANSWER ...-Flood Boundary Floodway Map
FEMA - ....ANSWER ...-Federal Emergency Management Agency
FHBM - ....ANSWER ...-Flood Hazard Boundary Map
FIA - ....ANSWER ...-Federal Insurance Administration
FIRM - ....ANSWER ...-Flood Insurance Rate Map
FIS - ....ANSWER ...-Flood Insurance Study
FMA - ....ANSWER ...-Flood Mitigation Assistance
FPA - ....ANSWER ...-Floodplain Administrator
FPM - ....ANSWER ...-Floodplain Manager
GIS - ....ANSWER ...-Geographic Information System
HAG - ....ANSWER ...-Highest Adjacent Grade
HMGP - ....ANSWER ...-Hazard Mitigation Grant Program (FEMA)
HUD - ....ANSWER ...-Housing & Urban Development
ICC - ....ANSWER ...-Increased Cost of Compliance
ISO - ....ANSWER ...-Insurance Services Office (NFIP)
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 2
,LAG - ....ANSWER ...-Lowest Adjacent Grade
LMMP - ....ANSWER ...-Limited Map Maintenance Project
LOMA - ....ANSWER ...-Letter Of Map Amendment
LOMC - ....ANSWER ...-Letter Of Map Change
LOMR - ....ANSWER ...-Letter Of Map Revision
LOMR-F - ....ANSWER ...-Letter Of Map Revision based on Fill
MOM - ....ANSWER ...-Multiple Objective Management
MSC - ....ANSWER ...-Map Service Center (FEMA)
NAI - ....ANSWER ...-No Adverse Impact
NBF - ....ANSWER ...-Natural and Beneficial Functions
NEPA - ....ANSWER ...-National Environmental Policy Act
NFIP - ....ANSWER ...-National Flood Insurance Program
NGVD - ....ANSWER ...-National Geodetic Vertical Datum
NPDES - ....ANSWER ...-National Pollutant Discharge Elimination System
OPA - ....ANSWER ...-Otherwise Protected Areas
PDM - ....ANSWER ...-Pre-Disaster Mitigation Program
PRP - ....ANSWER ...-Preferred Risk Policy
RSDE - ....ANSWER ...-Residential Substantial Damage Estimator
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 3
, RFC - ....ANSWER ...-Repetitive Flood Claims Program
SFHA - ....ANSWER ...-Special Flood Hazard Area
SRL - ....ANSWER ...-Severe Repetitive Loss Program
STR - ....ANSWER ...-Section / Township / Range
USACE - ....ANSWER ...-US Army Corps of Engineers
USGS - ....ANSWER ...-US Geological Survey
WSEL - ....ANSWER ...-Water Surface Elevation
WYO - ....ANSWER ...-Write Your Own
1% Annual Chance Flood - ....ANSWER ...-Base Flood.
44 CFR §59 - ....ANSWER ...-NFIP General Provisions according to the Code of
Federal Regulations. Parts 59 and 60 include the definitions and standards that should
be reflected in community floodplain regulations.
44 CFR §60 - ....ANSWER ...-Criteria for Land Management and Use according to
the Code of Federal Regulations. Parts 59 and 60 include the definitions and standards
that should be reflected in community floodplain regulations.
44 CFR §60.3 - ....ANSWER ...-Floodplain Management Criteria for Flood-Prone
Areas according to the Code of Federal Regulations.
44 CFR §65.5 - ....ANSWER ...-Governs decisions for Letters of Map Revisions
according to the Code of Federal Regulations.
…FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 4