NEW YORK HOME INSPECTOR LICENSE
EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) PLUS
RATIONALES 2025
1. What is the primary purpose of a home inspection?
A. To appraise the property value
B. To enforce building codes
C. To evaluate the condition of a home’s systems and components
D. To guarantee future performance of home systems
A home inspection is intended to assess the current condition of visible and
accessible components, not to predict future failures or enforce codes.
2. Which of the following is considered a major defect during an inspection?
A. Chipped paint
B. Loose cabinet hinge
C. Slight carpet wear
D. Foundation cracking with displacement
,Structural foundation cracking with displacement may indicate significant
movement or structural failure.
3. Which component is outside the scope of a standard home inspection?
A. Septic tank testing
B. Roof structure
C. HVAC system
D. Electrical panel
Standard inspections do not include septic tank performance testing, which
requires specialized evaluation.
4. The New York Home Inspector License must be renewed every:
A. One year
B. Two years
C. Three years
D. Five years
New York requires home inspectors to renew their licenses every two years.
5. What is the required minimum liability insurance for a NYS licensed home
inspector?
A. $50,000
B. $150,000 per occurrence
C. $300,000 total
D. None
New York requires $150,000 minimum liability coverage per occurrence for
home inspectors.
, 6. Double tapping in an electrical panel refers to:
A. Double wiring a light switch
B. Two wires connected to a single breaker terminal
C. Using two breakers for one wire
D. Parallel grounding
Double tapping is when two conductors are attached to one breaker terminal,
which may not be designed for it.
7. Which roofing material typically has the longest lifespan?
A. Asphalt shingles
B. Slate
C. Wood shake
D. Roll roofing
Slate can last over 100 years if properly maintained, far longer than most other
materials.
8. A GFCI outlet is required in all of the following areas EXCEPT:
A. Bathrooms
B. Kitchens
C. Garages
D. Bedrooms
Bedrooms typically require AFCI protection, not GFCI.
9. What is the primary concern with knob-and-tube wiring?
A. High cost
B. Efficiency
C. Fire hazard due to lack of grounding and insulation breakdown
EXAM QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS) PLUS
RATIONALES 2025
1. What is the primary purpose of a home inspection?
A. To appraise the property value
B. To enforce building codes
C. To evaluate the condition of a home’s systems and components
D. To guarantee future performance of home systems
A home inspection is intended to assess the current condition of visible and
accessible components, not to predict future failures or enforce codes.
2. Which of the following is considered a major defect during an inspection?
A. Chipped paint
B. Loose cabinet hinge
C. Slight carpet wear
D. Foundation cracking with displacement
,Structural foundation cracking with displacement may indicate significant
movement or structural failure.
3. Which component is outside the scope of a standard home inspection?
A. Septic tank testing
B. Roof structure
C. HVAC system
D. Electrical panel
Standard inspections do not include septic tank performance testing, which
requires specialized evaluation.
4. The New York Home Inspector License must be renewed every:
A. One year
B. Two years
C. Three years
D. Five years
New York requires home inspectors to renew their licenses every two years.
5. What is the required minimum liability insurance for a NYS licensed home
inspector?
A. $50,000
B. $150,000 per occurrence
C. $300,000 total
D. None
New York requires $150,000 minimum liability coverage per occurrence for
home inspectors.
, 6. Double tapping in an electrical panel refers to:
A. Double wiring a light switch
B. Two wires connected to a single breaker terminal
C. Using two breakers for one wire
D. Parallel grounding
Double tapping is when two conductors are attached to one breaker terminal,
which may not be designed for it.
7. Which roofing material typically has the longest lifespan?
A. Asphalt shingles
B. Slate
C. Wood shake
D. Roll roofing
Slate can last over 100 years if properly maintained, far longer than most other
materials.
8. A GFCI outlet is required in all of the following areas EXCEPT:
A. Bathrooms
B. Kitchens
C. Garages
D. Bedrooms
Bedrooms typically require AFCI protection, not GFCI.
9. What is the primary concern with knob-and-tube wiring?
A. High cost
B. Efficiency
C. Fire hazard due to lack of grounding and insulation breakdown
