CISR TEST QUESTIONS WITH CORRECT
ANSWERS 2025
DirectGLossG-GCORRECTGANSWERG-lossesGthatGoccurGdirectlyGbecauseGofGanGevent
indirectGlossG-GCORRECTGANSWERG-
timeGelement,GlossesGthatGresultGfromGanGinsuredsGinabilityGtoGuseGpropertyGbecauseGofGdirectGlos
s
FirstGnamedGinsuredGrightsG-GCORRECTGANSWERG--GrightGtoGcancelG
-GrightGtoGmodifyG
-GresponsibleGforGallGpaymentsG
-GreceiveGnoticeGtoGcancellation
BasicGCauseGofGLossGFormG-GCORRECTGANSWERG--GfireGandGlightingG
-GexplosionG
-GvandalismG
-GsprinklerGleakageG
-GwindstormGorGhailG
-GsmokeG
-GaircraftGorGvehicleG
-GriotGorGcivilGcommotionG
-GsinkholeGcollapseG
-GvolcanicGaction
basic/broadGformGcauseGofGlossGexclusionsG-GCORRECTGANSWERG--GgovernmentalGactionG
-GearthGmovementG
, -GnuclearGhazardG
-GutilityGservicesG
-GwarGorGmilitaryGactionG
-GwaterG
-Gfungus,GwetGrot,GdryGrot,GbacteriaG
-GrupturedGorGburstGwaterGpipe
specialGexclusionsG(onlyGappliesGtoGBusinessGincomeGandGextraGexpenseGform)G-
GCORRECTGANSWERG--GlossGorGdamageGorGdestructionGofGfinishedGgoods/stockG
-GtimeGrequiredGtoGreproduceGstockG
-GlossesGcausesGtoGradioGantennaeGorGtowersG
-GdelaysGinGrebuildingGdueGtoGinterferenceGfromGstrikesG
-GanyGotherGconsequentialGlossesGnotGinGform
broadGformGcoverageG-GCORRECTGANSWERG--GwaterGleakageGfromGappliancesG
-GfallingGobjectsG
-GweightGofGsnowGsleetGorGiceG
-GcollapseG(coveredGfromGweightGofGpropertyGorGpeople,Grain,GcausedGbyGanyGofGtheGnamedGperils)
-GcollapseGincludedGwithinGpolicyGlimits,GnotGanGexception
collapseGcoverageGexclusionsG-GCORRECTGANSWERG--
GnotGcoveredGifGinsuredGknowsGaboutGitGorGshouldGhaveGknownGaboutGitG
-GdependentGonGwhenGcollapseGoccurredG
-GonceGbuilt,GonlyGcoveredGifGoneGofGtheGnamedGperils
specialGformG-GopenGperilGpolicyG(everythingGcovered,GexceptGtheseGthings)G-GCORRECTGANSWERG-
22GofGthemG
ANSWERS 2025
DirectGLossG-GCORRECTGANSWERG-lossesGthatGoccurGdirectlyGbecauseGofGanGevent
indirectGlossG-GCORRECTGANSWERG-
timeGelement,GlossesGthatGresultGfromGanGinsuredsGinabilityGtoGuseGpropertyGbecauseGofGdirectGlos
s
FirstGnamedGinsuredGrightsG-GCORRECTGANSWERG--GrightGtoGcancelG
-GrightGtoGmodifyG
-GresponsibleGforGallGpaymentsG
-GreceiveGnoticeGtoGcancellation
BasicGCauseGofGLossGFormG-GCORRECTGANSWERG--GfireGandGlightingG
-GexplosionG
-GvandalismG
-GsprinklerGleakageG
-GwindstormGorGhailG
-GsmokeG
-GaircraftGorGvehicleG
-GriotGorGcivilGcommotionG
-GsinkholeGcollapseG
-GvolcanicGaction
basic/broadGformGcauseGofGlossGexclusionsG-GCORRECTGANSWERG--GgovernmentalGactionG
-GearthGmovementG
, -GnuclearGhazardG
-GutilityGservicesG
-GwarGorGmilitaryGactionG
-GwaterG
-Gfungus,GwetGrot,GdryGrot,GbacteriaG
-GrupturedGorGburstGwaterGpipe
specialGexclusionsG(onlyGappliesGtoGBusinessGincomeGandGextraGexpenseGform)G-
GCORRECTGANSWERG--GlossGorGdamageGorGdestructionGofGfinishedGgoods/stockG
-GtimeGrequiredGtoGreproduceGstockG
-GlossesGcausesGtoGradioGantennaeGorGtowersG
-GdelaysGinGrebuildingGdueGtoGinterferenceGfromGstrikesG
-GanyGotherGconsequentialGlossesGnotGinGform
broadGformGcoverageG-GCORRECTGANSWERG--GwaterGleakageGfromGappliancesG
-GfallingGobjectsG
-GweightGofGsnowGsleetGorGiceG
-GcollapseG(coveredGfromGweightGofGpropertyGorGpeople,Grain,GcausedGbyGanyGofGtheGnamedGperils)
-GcollapseGincludedGwithinGpolicyGlimits,GnotGanGexception
collapseGcoverageGexclusionsG-GCORRECTGANSWERG--
GnotGcoveredGifGinsuredGknowsGaboutGitGorGshouldGhaveGknownGaboutGitG
-GdependentGonGwhenGcollapseGoccurredG
-GonceGbuilt,GonlyGcoveredGifGoneGofGtheGnamedGperils
specialGformG-GopenGperilGpolicyG(everythingGcovered,GexceptGtheseGthings)G-GCORRECTGANSWERG-
22GofGthemG