NEVADA LIFE LATEST
INSURANCE EXAM
ANSWER ALL QUESTIONS IN THIS SECTION
QUESTION 1
Bob purchased a policy to provide coverage on himself, his wife Linda, and their
two children, John and Kristen. All of them would need to prove insurability
EXCEPT
AJohn and Kristen.
BAny children born to them after the inception of the contract.
CBob.
DLinda. - ANSWERS-B
QUESTION 2
The Patient Protection and Affordable Care Act includes all of the following
provisions EXCEPT
AIndividual tax deduction for premiums paid.
BRight to appeal.
CNo lifetime dollar limits.
DCoverage for preventive benefits. - ANSWERS-A
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PAGE
1
, NEVADA LIFE LATEST
INSURANCE EXAM
QUESTION 3
In individual health insurance coverage, the insurer must cover a newborn from the
moment of birth, and if additional premium payment is required, allow how many
days for payment?
AWithin 10 calendar days
BWithin 15 working days
CWithin 31 days of birth
DWithin a reasonable period of time - ANSWERS-C
QUESTION4
Under the Affordable Care Act, what percentage of preventive care must be
covered without cost sharing?
A25%
B50%
C80%
D100% - ANSWERS-D
QUESTION 5
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PAGE
2
, NEVADA LIFE LATEST
INSURANCE EXAM
What is the maximum age for qualifying for a catastrophic plan?
A26
B30
C45
D62 - ANSWERS-B
QUESTION 6
What is continuous care coverage in this state?
ALimited benefit coverage
BLong-term care coverage
CDisability income coverage
DWorkers compensation coverage - ANSWERS-D
QUESTION 7
For what time period can coverage be excluded on permissible pre-existing
conditions applicable to a Medicare supplement insurance policy?
A3 months after the effective date of the policy
END OF
PAGE
3
INSURANCE EXAM
ANSWER ALL QUESTIONS IN THIS SECTION
QUESTION 1
Bob purchased a policy to provide coverage on himself, his wife Linda, and their
two children, John and Kristen. All of them would need to prove insurability
EXCEPT
AJohn and Kristen.
BAny children born to them after the inception of the contract.
CBob.
DLinda. - ANSWERS-B
QUESTION 2
The Patient Protection and Affordable Care Act includes all of the following
provisions EXCEPT
AIndividual tax deduction for premiums paid.
BRight to appeal.
CNo lifetime dollar limits.
DCoverage for preventive benefits. - ANSWERS-A
END OF
PAGE
1
, NEVADA LIFE LATEST
INSURANCE EXAM
QUESTION 3
In individual health insurance coverage, the insurer must cover a newborn from the
moment of birth, and if additional premium payment is required, allow how many
days for payment?
AWithin 10 calendar days
BWithin 15 working days
CWithin 31 days of birth
DWithin a reasonable period of time - ANSWERS-C
QUESTION4
Under the Affordable Care Act, what percentage of preventive care must be
covered without cost sharing?
A25%
B50%
C80%
D100% - ANSWERS-D
QUESTION 5
END OF
PAGE
2
, NEVADA LIFE LATEST
INSURANCE EXAM
What is the maximum age for qualifying for a catastrophic plan?
A26
B30
C45
D62 - ANSWERS-B
QUESTION 6
What is continuous care coverage in this state?
ALimited benefit coverage
BLong-term care coverage
CDisability income coverage
DWorkers compensation coverage - ANSWERS-D
QUESTION 7
For what time period can coverage be excluded on permissible pre-existing
conditions applicable to a Medicare supplement insurance policy?
A3 months after the effective date of the policy
END OF
PAGE
3