Florida Health Insurance Exam /
Exam Questions & Detailed
Solutions.
Practice questions for this set
Learn 1/ 7 Study with Learn
An insurance policy which pays a specified amount or a specified multiple of
the insured's benefit if the insured dies, loses his/her sight, or loses two limbs
due to an accident
Choose matching term
Accidental Death and
1 Accident 2
Dismemberment
Attending Physician's Statement
3 Contributory 4
(APS)
Don't know?
Terms in this set (110)
, Accident An unplanned, unforeseen event which occurs suddenly and
at an unspecified place
Accident Insurance A type of insurance that protects the insured against loss due
to accidental bodily injury
Accidental Bodily Injury Unplanned, unforeseen traumatic injury to the body
Accidental Death and An insurance policy which pays a specified amount or a
Dismemberment specified multiple of the insured's benefit if the insured
dies, loses his/her sight, or loses two limbs due to an
accident
Accidental Death Benefits A policy rider that states that the cause of death will be
analyzed to determine if it complies with the policy
description of accidental death
Activities of Daily Living Activities individuals must do every day such as moving
about, getting dressed, eating, bathing, etc.
Actual Charge The amount a physician or supplier actually bills for a particular
service or supply
Adhesion A contract offered on a "take-it-or-leave-it" basis by an
insurer, in which the insured's only option is to accept or
reject the contract. Any ambiguities in the contract will be
settled in favor of the insured
Admitted (Authorized) An insurance company authorized and licensed to transact
Insurer insurance in a particular state
Adult Day Care A program for impaired adults that attempts to meet their
health, social, and functional needs in a setting away from
their homes
Adverse Selection The tendency of risks with higher probability of loss to purchase
and maintain insurance more often than the risks who present
lower probability
An individual who is licensed to sell, negotiate, or effect
Agent
insurance contracts on behalf of the insurer
Exam Questions & Detailed
Solutions.
Practice questions for this set
Learn 1/ 7 Study with Learn
An insurance policy which pays a specified amount or a specified multiple of
the insured's benefit if the insured dies, loses his/her sight, or loses two limbs
due to an accident
Choose matching term
Accidental Death and
1 Accident 2
Dismemberment
Attending Physician's Statement
3 Contributory 4
(APS)
Don't know?
Terms in this set (110)
, Accident An unplanned, unforeseen event which occurs suddenly and
at an unspecified place
Accident Insurance A type of insurance that protects the insured against loss due
to accidental bodily injury
Accidental Bodily Injury Unplanned, unforeseen traumatic injury to the body
Accidental Death and An insurance policy which pays a specified amount or a
Dismemberment specified multiple of the insured's benefit if the insured
dies, loses his/her sight, or loses two limbs due to an
accident
Accidental Death Benefits A policy rider that states that the cause of death will be
analyzed to determine if it complies with the policy
description of accidental death
Activities of Daily Living Activities individuals must do every day such as moving
about, getting dressed, eating, bathing, etc.
Actual Charge The amount a physician or supplier actually bills for a particular
service or supply
Adhesion A contract offered on a "take-it-or-leave-it" basis by an
insurer, in which the insured's only option is to accept or
reject the contract. Any ambiguities in the contract will be
settled in favor of the insured
Admitted (Authorized) An insurance company authorized and licensed to transact
Insurer insurance in a particular state
Adult Day Care A program for impaired adults that attempts to meet their
health, social, and functional needs in a setting away from
their homes
Adverse Selection The tendency of risks with higher probability of loss to purchase
and maintain insurance more often than the risks who present
lower probability
An individual who is licensed to sell, negotiate, or effect
Agent
insurance contracts on behalf of the insurer
