Pearson Vue Property Insurance Exam
Practice Questions with Verified Answers
100% Guarantee passing score of 90% or higher
Consist of 80 multichoice Questions with Answers
1. One of the following policies covers Mobile Homes:
a. Dp-1
b. Dp-2
c. Dp-3
d. Ho-4
Answer Dp-1
2. On a dwelling policy, personal property would be covered at:
a. ACV
b. Replacement Cost
c. Not covered
,d. 80% of Value
Answer ACV
3. DP-1 would cover all of the following without endorsement except:
a. other structures
b. personal property
c. rental value
d. additional living expense
Answer additional living expense
4. One of the following would be covered on a dwelling policy without an
endorsement:
a. Theft
b. Earthquake
c. Personal Liability
d. Mobile Home
Answer Mobile Home
5. Coverage C on the dwelling policy would be:
,a. Personal property
b. Other structures
c. rental value
d. dwelling
Answer Personal property
6. Broadest coverage is found in:
a. Dp-1
b. Dp-2
c. Dp-3
d. None of these
Answer Dp-3 (Special is the broadest)
7. One of the following does not provide dwelling coverage:
a. ho-1
b.ho-2 (Broad)
c.ho-4 (Tenant)
d. ho-6 (Condo)
Answerho-4 (tenant)
, 8. When the insured is needed to help defend a claim, a homeowners policy
would pay the insured daily for attending court:
a.$25
b.$ 50
c.$75
d.$ 100
Answer$50
9. all of the following businesses are excluded on a business owners policy
except:
a. retail store
b.garage
c.liquor store
d.service station
Answer retail store
10. Business risk coverage will cease for the following reasons except:
a.builder sells property
Practice Questions with Verified Answers
100% Guarantee passing score of 90% or higher
Consist of 80 multichoice Questions with Answers
1. One of the following policies covers Mobile Homes:
a. Dp-1
b. Dp-2
c. Dp-3
d. Ho-4
Answer Dp-1
2. On a dwelling policy, personal property would be covered at:
a. ACV
b. Replacement Cost
c. Not covered
,d. 80% of Value
Answer ACV
3. DP-1 would cover all of the following without endorsement except:
a. other structures
b. personal property
c. rental value
d. additional living expense
Answer additional living expense
4. One of the following would be covered on a dwelling policy without an
endorsement:
a. Theft
b. Earthquake
c. Personal Liability
d. Mobile Home
Answer Mobile Home
5. Coverage C on the dwelling policy would be:
,a. Personal property
b. Other structures
c. rental value
d. dwelling
Answer Personal property
6. Broadest coverage is found in:
a. Dp-1
b. Dp-2
c. Dp-3
d. None of these
Answer Dp-3 (Special is the broadest)
7. One of the following does not provide dwelling coverage:
a. ho-1
b.ho-2 (Broad)
c.ho-4 (Tenant)
d. ho-6 (Condo)
Answerho-4 (tenant)
, 8. When the insured is needed to help defend a claim, a homeowners policy
would pay the insured daily for attending court:
a.$25
b.$ 50
c.$75
d.$ 100
Answer$50
9. all of the following businesses are excluded on a business owners policy
except:
a. retail store
b.garage
c.liquor store
d.service station
Answer retail store
10. Business risk coverage will cease for the following reasons except:
a.builder sells property
