Payment Card 2025/2026 Exam
Questions and Correct Answers | New
Update
Data on a payment card - 🧠ANSWER ✔✔(1) Chip; (2) PAN; Cardholder
data; (4) expiration date; (5) CID; Magnetic stripe; and (6)
CAV2/CID/CVC2/CW2 - for issuer)
Cardholder data includes these items - 🧠ANSWER ✔✔(1) Primary account
number; (2) cardholder name; (3) expiration date; (4) Service code; (5) Full
magnetic stripe data; CAV2/CVC2/CVV2/CID and PINs or PIN blocks.
PCI DSS applies to the following - 🧠ANSWER ✔✔Whenever account data
is stored, processed or transmitted which includes cardholder data and
sensitive authentication data.
(1) Many call all account data "Cardholder data."
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 1
STATEMENT. ALL RIGHTS RESERVED
, (2) PCI DSS requirements are applicable wherever Primary Account
Number (PAN), or Sensitive Authentication Data (SAD) is stored,
processed or transmitted.
(3) PCI DSS applies to all systems that provide security services or could
impact the security of account data.
(4) account data includes all information printed on the physical card and
data on the magnetic stripe or chip.
(5) SAD cannot be stored after authorization.
(6) Encrypting cardholder data or SAD does not remove it from PCI DSS
Scope.
Magnetic stripes on payments cards use these - 🧠ANSWER ✔✔Two tracks:
(1) Track 1 contains all fields of Track 1 and Track 2 with a length of up to
79 characters.
(2) Track 2 is for older dial up transmissions and has shorter processing
time with up to 40 characters.
Merchants may not store - 🧠ANSWER ✔✔(1) The track equivalent data
following authorization - track equivalent data found on the chip differs from
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY 2
STATEMENT. ALL RIGHTS RESERVED