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CHAA Exam Questions and Answers 100% Correct

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CHAA Exam Questions and Answers 100% Correct Fair Debt Collection Practices Act (FDCPA) mandates that Debt collectors are required to identify themselves and notify the customer that they are attempting to collect a debt in every conversation, advise that any information disclosed will be used to aid in collecting debt, and notifying the consumer of their right to dispute the debt in full or in part, with the creditor TCPA (Telephone Consumer Protection Act) Rule prohibiting telephone solicitation calls to a residence before 8:00 am or after 9:00 pm, regulates telemarketing calls. It also is the authority to create the National Do-Not-Call List

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CHAA Exam Questions and Answers 100%
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Fair Debt Collection Practices Act (FDCPA) mandates that Debt collectors are required to

identify themselves and notify the customer that they are attempting to collect a debt in every

conversation, advise that any information disclosed will be used to aid in collecting debt, and

notifying the consumer of their right to dispute the debt in full or in part, with the creditor




TCPA (Telephone Consumer Protection Act) Rule prohibiting telephone solicitation calls

to a residence before 8:00 am or after 9:00 pm,

regulates telemarketing calls. It also is the authority to create the National Do-Not-Call List




DNC National Do-Not-Call List




Advanced Directive (living will) document specifying the type of care wanted by the

maker in the event of an incapacitating or terminal illness




Power of Attorney (POA) legal document in which one person appoints another person to

act as an agent on his or her behalf

,CMS (Centers for Medicare and Medicaid Services) Federal agency in the Department of

Health and Human Services that runs Medicare, Medicaid, clinical laboratories, and other

government health programs; responsible for enforcing all HIPAA standards other than the

privacy and security standards.




HIPPA Health Insurance Portability and Accountability Act of 1996




OCR (Office of Civil Rights) Federal government division that enforces the privacy

standards




PHI (Protected Health Information) Any information concerning a patient's health,

medical condition, diagnosis, or treatment; it can include financial information




Minimum Necessary Standard Must only disclose the bare minimum PHI necessary to do

a particular job or task




PII (Personally Identifiable Information) Information that can be used to identify an

individual. PII should be protected as sensitive data

, Types of PII Patient Name, Address, SSN, DL #, MRN, DOB, Phone #, Insurance ID,

Computer IP, Names of Relatives, Email Address, Biometric Identifiers (including Finger and

Voice Prints) Full Face Photographic Images




ePHI (ele Electronic Protected Health Info, requires strong data security safeguards




NIST (National Institute of Standards and Technology) Provided detailed security

guidance to help protect ePHI




HITECH (Health Information Technology for Economic and Clinical Health Act) Privacy

laws related to electronic transmission of health information




Restricted Disclosure Defined in the HITECH Omnibus of 2013, a patient's right to

restrict PHI disclosure to insurance companies




PCI DSS (Payment Card Industry Data Security Standard) Protect Credit card PII,

Cardholder data is any info that could identify your patient or their bank

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