AHIP f2025 fFINAL fEXAM f100% fVERIFIED
fANSWERS f2024/2025 fGUARANTEED fPASS
Mrs. fShields fis fcovered fby fOriginal fMedicare. fShe fsustained fa fhip ffracture fand fis
fbeing fsuccessfully ftreated ffor fthat fcondition. fHowever, fshe fand fher fphysicians ffeel
fthat fafter fher flengthy fhospital fstay, fshe fwill fneed fa fmonth for ftwo fof fnursing fand
frehabilitative fcare. fWhat fshould fyou ftell fthem fabout fOriginal fMedicare's fcoverage fof
fcare fin fa fskilled fnursing ffacility? f- fAnswer fMedicare fwill fcover fMrs. fShield's fskilled
fnursing fservices fprovided fduring fthe ffirst f20 fdays fof fher fstay, fafter fwhich fshe fwould
fhave fa fcopay funtil fshe fhas fbeen fin fthe ffacility ffor f100 fdays.
Mrs. fWest fwears fglasses fand fdentures fand fhas fenjoyed fconsiderable fpain frelief ffrom
farthritis fthrough fmassage ftherapy. fShe fis fconcerned fabout fwhether for fnot fMedicare
fwill fcover fthese fitems fand fservices. fWhat fshould fyou ftell fher? f- fAnswer fMedicare
fdoes fnot fcover fmassage ftherapy, for, fin fgeneral, fglasses for fdentures.
Mrs. fPark fis fan felderly fretiree. fMrs. fPark fhas fa flow ffixed fincome. fWhat fcould fyou ftell
fMrs. fPark fthat fmight fbe fof fassistance? f- fAnswer fShe fshould fcontact fher fstate
fMedicaid fagency fto fsee fif fshe fqualifies ffor fone fof fseveral fprograms fthat fcan fhelp
fwith fMedicare fcosts ffor fwhich fshe fis fresponsible.
Mr. fAlonso freceives fsome fhelp fpaying ffor fhis ftwo fgeneric fprescription fdrugs ffrom fhis
femployer's fretiree fcoverage, fbut fhe fwants fto fcompare fit fto fa fPart fD fprescription fdrug
fplan. fHe fasks fyou fwhat fcosts fhe fwould fgenerally fexpect fto fencounter fwhen fenrolling
finto fa fstandard fMedicare fPart fD fprescription fdrug fplan. fWhat fshould fyou ftell fhim? f-
fAnswer fHe fgenerally fwould fpay fa fmonthly fpremium, fannual fdeductible, fand fper-
prescription fcost-sharing.
Mrs. fGonzalez fis fenrolled fin fOriginal fMedicare fand fhas fa fMedigap fpolicy fas fwell, fbut
fit fprovides fno fdrug fcoverage. fShe fwould flike fto fkeep fthe fcoverage fshe fhas fbut
freplace fher fexisting fMedigap fplan fwith fone fthat fprovides fdrug fcoverage. fWhat
fshould fyou ftell fher? f- fAnswer fMrs. fGonzalez fcannot fpurchase fa fMedigap fplan fthat
fcovers fdrugs, fbut fshe fcould fkeep fher fMedigap fpolicy fand fenroll fin fa fPart fD
fprescription fdrug fplan.
Mr. fDavis fis f52 fyears fold fand fhas frecently fbeen fdiagnosed fwith fend-stage frenal
fdisease f(ESRD) fand fwill fsoon fbegin fdialysis. fHe fis fwondering fif fhe fcan fobtain
fcoverage funder fMedicare. fWhat fshould fyou ftell fhim? f- fAnswer fHe fmay fsign-up ffor
fMedicare fat fany ftime fhowever fcoverage fusually fbegins fon fthe ffourth fmonth fafter
fdialysis ftreatments fstart.
Mrs. fDuarte fis fenrolled fin fOriginal fMedicare fParts fA fand fB. fShe fhas frecently
freviewed fher fMedicare fSummary fNotice f(MSN) fand fdisagrees fwith fa fdetermination
fthat fpartially fdenied fone fof fher fclaims ffor fservices. fWhat fadvice fwould fyou fgive fher?
f- fAnswer fMrs. fDuarte fshould ffile fan fappeal fof fthis finitial fdetermination fwithin f120
fdays fof fthe fdate fshe freceived fthe fMSN fin fthe fmail.
,Mrs. fGeisler's fneighbor ftold fher fshe fshould flook fat fher fPart fD foptions fduring fthe
fannual fMedicare fenrollment fperiod fbecause fthe ffeatures fof fPart fD fmight fhave
fchanged. fMrs. fGeisler fcan't fremember fwhat fPart fD fis fso fshe fcalled fyou fto fask fwhat
fher fneighbor fwas ftalking fabout. fWhat fcould fyou ftell fher? f- fAnswer fPart fD fcovers
fprescription fdrugs fand fshe fshould flook fat fher fpremiums, fformulary, fand fcost-sharing
famong fother ffactors fto fsee fif fthey fhave fchanged.
Mr. fRainey fis fexperiencing fparanoid fdelusions fand fhis fphysician ffeels fthat fhe fshould
fbe fhospitalized. fWhat fshould fyou ftell fMr. fRainey f(or fhis frepresentative) fabout fthe
flength fof fan finpatient fpsychiatric fhospital fstay fthat fMedicare fwill fcover? f- fAnswer
fMedicare fwill fcover fa ftotal fof f190 fdays fof finpatient fpsychiatric fcare fduring fMr.
fRainey's fentire flifetime.
Mr. fXi fwill fsoon fturn fage f65 fand fhas fcome fto fyou ffor fadvice fas fto fwhat fservices fare
fprovided funder fOriginal fMedicare. fWhat fshould fyou ftell fMr. fXi fthat fbest fdescribes fthe
fhealth fcoverage fprovided fto fMedicare fbeneficiaries? f- fAnswer fBeneficiaries funder
fOriginal fMedicare fhave fno fcost-sharing ffor fmost fpreventive fservices.
Mr. fSingh fwould flike fdrug fcoverage fbut fdoes fnot fwant fto fbe fenrolled fin fa fMedicare
fAdvantage fplan. fWhat fshould fyou ftell fhim? f- fAnswer fMr. fSingh fcan fenroll fin fa fstand-
alone fprescription fdrug fplan fand fcontinue fto fbe fcovered ffor fPart fA fand fPart fB
fservices fthrough fOriginal fFee-for-Service fMedicare.
Mrs. fChen fwill fbe f65 fsoon, fhas fbeen fa fcitizen ffor ftwelve fyears, fhas fbeen femployed
ffull ftime, fand fpaid ftaxes fduring fthat fentire fperiod. fShe fis fconcerned fthat fshe fwill fnot
fqualify ffor fcoverage funder fpart fA fbecause fshe fwas fnot fborn fin fthe fUnited fStates.
fWhat fshould fyou ftell fher? f- fAnswer fMost findividuals fwho fare fcitizens fand fage f65 for
fover fare fcovered funder fPart fA fby fvirtue fof fhaving fpaid fMedicare ftaxes fwhile
fworking, fthough fsome fmay fbe fcovered fas fa fresult fof fpaying fmonthly fpremiums.
Mrs. fQuinn frecently fturned f66 fand fdecided fafter fmany fyears fof fwork fto fretire fand
fbegin freceiving fSocial fSecurity fbenefits. fShortly fthereafter fMrs. fQuinn freceived fa
fletter finforming fher fthat fshe fhad fbeen fautomatically fenrolled fin fMedicare fPart fB. fShe
fwants fto funderstand fwhat fthis fmeans. fWhat fshould fyou ftell fMrs. fQuinn? f- fAnswer
fPart fB fprimarily fcovers fphysician fservices. fShe fwill fbe fpaying fa fmonthly fpremium
fand, fexcept ffor fmany fpreventive fand fscreening ftests, fgenerally fwill fhave f20% fco-
payments ffor fthese fservices, fin faddition fto fan fannual fdeductible.
Mr. fPatel fis fin fgood fhealth fand fis fpreparing fa fbudget fin fanticipation fof fhis fretirement
fwhen fhe fturns f66. fHe fwants fto funderstand fthe fhealth fcare fcosts fhe fmight fbe
fexposed fto funder fMedicare fif fhe fwere fto frequire fhospitalization fbecause fof fan
fillness. fIn fgeneral fterms, fwhat fcould fyou ftell fhim fabout fhis fcosts ffor finpatient fhospital
fservices funder fOriginal fMedicare? f- fAnswer fUnder fOriginal fMedicare, fthere fis fa
fsingle fdeductible famount fdue ffor fthe ffirst f60 fdays fof fany finpatient fhospital fstay, fafter
fwhich fit fconverts finto fa fper-day fcoinsurance famount fthrough fday f90. fAfter fday f90,
, fhe fwould fpay fa fdaily famount fup fto f60 fdays fover fhis flifetime, fafter fwhich fhe fwould
fbe fresponsible ffor fall fcosts.
What fimpact, fif fany, fhave frecent fregulatory fchanges fhad fon fMedigap fplans? f-
fAnswer fThe fPart fB fdeductible fis fno flonger fcovered ffor findividuals fnewly feligible ffor
fMedicare fstarting fJanuary f1, f2020.
Mrs. fPaterson fis fconcerned fabout fthe fdeductibles fand fco-payments fassociated fwith
fOriginal fMedicare. fWhat fcan fyou ftell fher fabout fMedigap fas fan foption fto faddress fthis
fconcern? f- fAnswer fMedigap fplans fdo fnot fcover fOriginal fMedicare fbenefits, fbut fthey
fcoordinate fwith fOriginal fMedicare fcoverage.
Mrs. fTurner fis fcomparing fher femployer's fretiree finsurance fto fOriginal fMedicare fand
fwould flike fto fknow fwhich fof fthe ffollowing fservices fOriginal fMedicare fwill fcover fif fthe
fappropriate fcriteria fare fmet. fWhat fcould fyou ftell fher? f- fAnswer fOriginal fMedicare
fcovers fambulance fservices.
Ms. fBrooks fhas faggressive fcancer fand fwould flike fto fknow fif fMedicare fwill fcover
fhospice fservices fin fcase fshe fneeds fthem. fWhat fshould fyou ftell fher? f- fAnswer
fMedicare fcovers fhospice fservices, fand fthey fwill fbe favailable ffor fher.
Mr. fDiaz fcontinued fworking fwith fhis fcompany fand fwas finsured funder fhis femployer's
fgroup fplan funtil fhe freached fage f68. fHe fhas fheard fthat fthere fis fa fpremium fpenalty
ffor fthose fwho fdid fnot fsign fup ffor fPart fB fwhen ffirst feligible fand fwants fto fknow fhow
fmuch fhe fwill fhave fto fpay. fWhat fshould fyou ftell fhim? f- fAnswer fMr. fDiaz fwill fnot fpay
fany fpenalty fbecause fhe fhad fcontinuous fcoverage funder fhis femployer's fplan.
Anita fMagri fwill fturn fage f65 fin fAugust f2023. fAnita fintends fto fenroll fin fOriginal
fMedicare fPart fA fand fPart fB. fShe fwould falso flike fto fenroll fin fa fMedicare fSupplement
f(Medigap) fplan. fAnita's folder fneighbor fMel fhas ftold fher fabout fthe fMedigap fPlan fF fin
fwhich fhe fis fenrolled. fIt fnot fonly fprovides fforeign ftravel femergency fbenefits fbut falso
fcovers fhis fMedicare fPart fB fdeductible. fAnita fcomes fto fyou ffor fadvice. fWhat fshould
fyou ftell fher? f- fAnswer fYou fare fsorry fto fdisappoint fAnita, fbut fa fMedigap fF fplan fis fno
flonger favailable fto fthose fwho fturn fage f65 fafter fJanuary f1, f2020. fAnita fmight finstead
fconsider fother fMedigap fplans fthat foffer fforeign ftravel fbenefits fbut fdo fnot fcover fthe
fPart fB fdeductible.
Hank's fFish fStore, fInc. fis fa fsmall fcompany fwith fjust f15 femployees flocated fin fFlorida.
fHank, fthe fstore fowner, fhas fprovided fexcellent fhealth fbenefits fto fthe fstore's
fworkforce. fWilliam, fone fof fthe fstore's flong-time femployees, fwill fsoon fbe freaching fage
f65 fand feligible ffor fMedicare. fWilliam fis fin fgood fhealth. fHe fintends fto fremain fan
factive ffull-time femployee, fworking fseveral fyears fafter fbecoming feligible ffor fMedicare.
fWhat ftype(s) fof fretiree fhealth fbenefit fwill fHank's fFish fStore fbe fable fto foffer fWilliam?
f- fAnswer fHank's fcan fcontinue fto foffer fWilliam fthe fsame femployee fhealth fbenefit
fplan, for, fif fWilliam fenrolls fin fMedicare fPart fB, fit fcan fenroll fhim fin fa fMedicare
fAdvantage fplan fthat fis foffered fto fthe fpublic.
fANSWERS f2024/2025 fGUARANTEED fPASS
Mrs. fShields fis fcovered fby fOriginal fMedicare. fShe fsustained fa fhip ffracture fand fis
fbeing fsuccessfully ftreated ffor fthat fcondition. fHowever, fshe fand fher fphysicians ffeel
fthat fafter fher flengthy fhospital fstay, fshe fwill fneed fa fmonth for ftwo fof fnursing fand
frehabilitative fcare. fWhat fshould fyou ftell fthem fabout fOriginal fMedicare's fcoverage fof
fcare fin fa fskilled fnursing ffacility? f- fAnswer fMedicare fwill fcover fMrs. fShield's fskilled
fnursing fservices fprovided fduring fthe ffirst f20 fdays fof fher fstay, fafter fwhich fshe fwould
fhave fa fcopay funtil fshe fhas fbeen fin fthe ffacility ffor f100 fdays.
Mrs. fWest fwears fglasses fand fdentures fand fhas fenjoyed fconsiderable fpain frelief ffrom
farthritis fthrough fmassage ftherapy. fShe fis fconcerned fabout fwhether for fnot fMedicare
fwill fcover fthese fitems fand fservices. fWhat fshould fyou ftell fher? f- fAnswer fMedicare
fdoes fnot fcover fmassage ftherapy, for, fin fgeneral, fglasses for fdentures.
Mrs. fPark fis fan felderly fretiree. fMrs. fPark fhas fa flow ffixed fincome. fWhat fcould fyou ftell
fMrs. fPark fthat fmight fbe fof fassistance? f- fAnswer fShe fshould fcontact fher fstate
fMedicaid fagency fto fsee fif fshe fqualifies ffor fone fof fseveral fprograms fthat fcan fhelp
fwith fMedicare fcosts ffor fwhich fshe fis fresponsible.
Mr. fAlonso freceives fsome fhelp fpaying ffor fhis ftwo fgeneric fprescription fdrugs ffrom fhis
femployer's fretiree fcoverage, fbut fhe fwants fto fcompare fit fto fa fPart fD fprescription fdrug
fplan. fHe fasks fyou fwhat fcosts fhe fwould fgenerally fexpect fto fencounter fwhen fenrolling
finto fa fstandard fMedicare fPart fD fprescription fdrug fplan. fWhat fshould fyou ftell fhim? f-
fAnswer fHe fgenerally fwould fpay fa fmonthly fpremium, fannual fdeductible, fand fper-
prescription fcost-sharing.
Mrs. fGonzalez fis fenrolled fin fOriginal fMedicare fand fhas fa fMedigap fpolicy fas fwell, fbut
fit fprovides fno fdrug fcoverage. fShe fwould flike fto fkeep fthe fcoverage fshe fhas fbut
freplace fher fexisting fMedigap fplan fwith fone fthat fprovides fdrug fcoverage. fWhat
fshould fyou ftell fher? f- fAnswer fMrs. fGonzalez fcannot fpurchase fa fMedigap fplan fthat
fcovers fdrugs, fbut fshe fcould fkeep fher fMedigap fpolicy fand fenroll fin fa fPart fD
fprescription fdrug fplan.
Mr. fDavis fis f52 fyears fold fand fhas frecently fbeen fdiagnosed fwith fend-stage frenal
fdisease f(ESRD) fand fwill fsoon fbegin fdialysis. fHe fis fwondering fif fhe fcan fobtain
fcoverage funder fMedicare. fWhat fshould fyou ftell fhim? f- fAnswer fHe fmay fsign-up ffor
fMedicare fat fany ftime fhowever fcoverage fusually fbegins fon fthe ffourth fmonth fafter
fdialysis ftreatments fstart.
Mrs. fDuarte fis fenrolled fin fOriginal fMedicare fParts fA fand fB. fShe fhas frecently
freviewed fher fMedicare fSummary fNotice f(MSN) fand fdisagrees fwith fa fdetermination
fthat fpartially fdenied fone fof fher fclaims ffor fservices. fWhat fadvice fwould fyou fgive fher?
f- fAnswer fMrs. fDuarte fshould ffile fan fappeal fof fthis finitial fdetermination fwithin f120
fdays fof fthe fdate fshe freceived fthe fMSN fin fthe fmail.
,Mrs. fGeisler's fneighbor ftold fher fshe fshould flook fat fher fPart fD foptions fduring fthe
fannual fMedicare fenrollment fperiod fbecause fthe ffeatures fof fPart fD fmight fhave
fchanged. fMrs. fGeisler fcan't fremember fwhat fPart fD fis fso fshe fcalled fyou fto fask fwhat
fher fneighbor fwas ftalking fabout. fWhat fcould fyou ftell fher? f- fAnswer fPart fD fcovers
fprescription fdrugs fand fshe fshould flook fat fher fpremiums, fformulary, fand fcost-sharing
famong fother ffactors fto fsee fif fthey fhave fchanged.
Mr. fRainey fis fexperiencing fparanoid fdelusions fand fhis fphysician ffeels fthat fhe fshould
fbe fhospitalized. fWhat fshould fyou ftell fMr. fRainey f(or fhis frepresentative) fabout fthe
flength fof fan finpatient fpsychiatric fhospital fstay fthat fMedicare fwill fcover? f- fAnswer
fMedicare fwill fcover fa ftotal fof f190 fdays fof finpatient fpsychiatric fcare fduring fMr.
fRainey's fentire flifetime.
Mr. fXi fwill fsoon fturn fage f65 fand fhas fcome fto fyou ffor fadvice fas fto fwhat fservices fare
fprovided funder fOriginal fMedicare. fWhat fshould fyou ftell fMr. fXi fthat fbest fdescribes fthe
fhealth fcoverage fprovided fto fMedicare fbeneficiaries? f- fAnswer fBeneficiaries funder
fOriginal fMedicare fhave fno fcost-sharing ffor fmost fpreventive fservices.
Mr. fSingh fwould flike fdrug fcoverage fbut fdoes fnot fwant fto fbe fenrolled fin fa fMedicare
fAdvantage fplan. fWhat fshould fyou ftell fhim? f- fAnswer fMr. fSingh fcan fenroll fin fa fstand-
alone fprescription fdrug fplan fand fcontinue fto fbe fcovered ffor fPart fA fand fPart fB
fservices fthrough fOriginal fFee-for-Service fMedicare.
Mrs. fChen fwill fbe f65 fsoon, fhas fbeen fa fcitizen ffor ftwelve fyears, fhas fbeen femployed
ffull ftime, fand fpaid ftaxes fduring fthat fentire fperiod. fShe fis fconcerned fthat fshe fwill fnot
fqualify ffor fcoverage funder fpart fA fbecause fshe fwas fnot fborn fin fthe fUnited fStates.
fWhat fshould fyou ftell fher? f- fAnswer fMost findividuals fwho fare fcitizens fand fage f65 for
fover fare fcovered funder fPart fA fby fvirtue fof fhaving fpaid fMedicare ftaxes fwhile
fworking, fthough fsome fmay fbe fcovered fas fa fresult fof fpaying fmonthly fpremiums.
Mrs. fQuinn frecently fturned f66 fand fdecided fafter fmany fyears fof fwork fto fretire fand
fbegin freceiving fSocial fSecurity fbenefits. fShortly fthereafter fMrs. fQuinn freceived fa
fletter finforming fher fthat fshe fhad fbeen fautomatically fenrolled fin fMedicare fPart fB. fShe
fwants fto funderstand fwhat fthis fmeans. fWhat fshould fyou ftell fMrs. fQuinn? f- fAnswer
fPart fB fprimarily fcovers fphysician fservices. fShe fwill fbe fpaying fa fmonthly fpremium
fand, fexcept ffor fmany fpreventive fand fscreening ftests, fgenerally fwill fhave f20% fco-
payments ffor fthese fservices, fin faddition fto fan fannual fdeductible.
Mr. fPatel fis fin fgood fhealth fand fis fpreparing fa fbudget fin fanticipation fof fhis fretirement
fwhen fhe fturns f66. fHe fwants fto funderstand fthe fhealth fcare fcosts fhe fmight fbe
fexposed fto funder fMedicare fif fhe fwere fto frequire fhospitalization fbecause fof fan
fillness. fIn fgeneral fterms, fwhat fcould fyou ftell fhim fabout fhis fcosts ffor finpatient fhospital
fservices funder fOriginal fMedicare? f- fAnswer fUnder fOriginal fMedicare, fthere fis fa
fsingle fdeductible famount fdue ffor fthe ffirst f60 fdays fof fany finpatient fhospital fstay, fafter
fwhich fit fconverts finto fa fper-day fcoinsurance famount fthrough fday f90. fAfter fday f90,
, fhe fwould fpay fa fdaily famount fup fto f60 fdays fover fhis flifetime, fafter fwhich fhe fwould
fbe fresponsible ffor fall fcosts.
What fimpact, fif fany, fhave frecent fregulatory fchanges fhad fon fMedigap fplans? f-
fAnswer fThe fPart fB fdeductible fis fno flonger fcovered ffor findividuals fnewly feligible ffor
fMedicare fstarting fJanuary f1, f2020.
Mrs. fPaterson fis fconcerned fabout fthe fdeductibles fand fco-payments fassociated fwith
fOriginal fMedicare. fWhat fcan fyou ftell fher fabout fMedigap fas fan foption fto faddress fthis
fconcern? f- fAnswer fMedigap fplans fdo fnot fcover fOriginal fMedicare fbenefits, fbut fthey
fcoordinate fwith fOriginal fMedicare fcoverage.
Mrs. fTurner fis fcomparing fher femployer's fretiree finsurance fto fOriginal fMedicare fand
fwould flike fto fknow fwhich fof fthe ffollowing fservices fOriginal fMedicare fwill fcover fif fthe
fappropriate fcriteria fare fmet. fWhat fcould fyou ftell fher? f- fAnswer fOriginal fMedicare
fcovers fambulance fservices.
Ms. fBrooks fhas faggressive fcancer fand fwould flike fto fknow fif fMedicare fwill fcover
fhospice fservices fin fcase fshe fneeds fthem. fWhat fshould fyou ftell fher? f- fAnswer
fMedicare fcovers fhospice fservices, fand fthey fwill fbe favailable ffor fher.
Mr. fDiaz fcontinued fworking fwith fhis fcompany fand fwas finsured funder fhis femployer's
fgroup fplan funtil fhe freached fage f68. fHe fhas fheard fthat fthere fis fa fpremium fpenalty
ffor fthose fwho fdid fnot fsign fup ffor fPart fB fwhen ffirst feligible fand fwants fto fknow fhow
fmuch fhe fwill fhave fto fpay. fWhat fshould fyou ftell fhim? f- fAnswer fMr. fDiaz fwill fnot fpay
fany fpenalty fbecause fhe fhad fcontinuous fcoverage funder fhis femployer's fplan.
Anita fMagri fwill fturn fage f65 fin fAugust f2023. fAnita fintends fto fenroll fin fOriginal
fMedicare fPart fA fand fPart fB. fShe fwould falso flike fto fenroll fin fa fMedicare fSupplement
f(Medigap) fplan. fAnita's folder fneighbor fMel fhas ftold fher fabout fthe fMedigap fPlan fF fin
fwhich fhe fis fenrolled. fIt fnot fonly fprovides fforeign ftravel femergency fbenefits fbut falso
fcovers fhis fMedicare fPart fB fdeductible. fAnita fcomes fto fyou ffor fadvice. fWhat fshould
fyou ftell fher? f- fAnswer fYou fare fsorry fto fdisappoint fAnita, fbut fa fMedigap fF fplan fis fno
flonger favailable fto fthose fwho fturn fage f65 fafter fJanuary f1, f2020. fAnita fmight finstead
fconsider fother fMedigap fplans fthat foffer fforeign ftravel fbenefits fbut fdo fnot fcover fthe
fPart fB fdeductible.
Hank's fFish fStore, fInc. fis fa fsmall fcompany fwith fjust f15 femployees flocated fin fFlorida.
fHank, fthe fstore fowner, fhas fprovided fexcellent fhealth fbenefits fto fthe fstore's
fworkforce. fWilliam, fone fof fthe fstore's flong-time femployees, fwill fsoon fbe freaching fage
f65 fand feligible ffor fMedicare. fWilliam fis fin fgood fhealth. fHe fintends fto fremain fan
factive ffull-time femployee, fworking fseveral fyears fafter fbecoming feligible ffor fMedicare.
fWhat ftype(s) fof fretiree fhealth fbenefit fwill fHank's fFish fStore fbe fable fto foffer fWilliam?
f- fAnswer fHank's fcan fcontinue fto foffer fWilliam fthe fsame femployee fhealth fbenefit
fplan, for, fif fWilliam fenrolls fin fMedicare fPart fB, fit fcan fenroll fhim fin fa fMedicare
fAdvantage fplan fthat fis foffered fto fthe fpublic.
