HURM 4640 EXAM 2 | 198
QUESTIONS | WITH ACTUAL
SOLUTIONS!!
program
limitations
funding
, D. All of the above E. All of the above are correct
C. Televisions C. benefit limitations
Don't know?
2 of 198
Term
(T/F) A majority of long-term disability plans use a dual definition of
disability that is more liberal at first and becomes more restrictive
after 24 to 36 months.
Give this one a try later!
True C. $110
False; usually 100% and can be
C. 50%
reduced after 1 period of full pay
Don't know?
, 3 of 198
Term
(T/F) Defined-contribution medical expense plans increase the
motivation of members to contain costs when they seek services.
Give this one a try later!
C. Televisions B. $25
B. 20 False
Don't know?
4 of 198
Term
Which of the following room-and board charges is usually NOT
covered under inpatient benefits?
A. cost of the hospital room
B. meals
C. telephones and television
D. routine nursing care
Give this one a try later!
, E. All of the above are correct C. telephones and television
A. to encourage the limited use of
E. All of the above
benefits
Don't know?
5 of 198
Term
What dependents are ineligible for coverage under a medical
expense plan?
A. Spouses of those covered employees
B. Children of these covered employees (under the age of 23)
C. Children of covered employees unable to earn their own living
due to physical or mental infirmity.
D. Those dependents of employees not covered.
Give this one a try later!
D. Those dependents of
D. Ambulance services
employees not covered.
B. large choice of specialists. A. Technological advances
Don't know?
QUESTIONS | WITH ACTUAL
SOLUTIONS!!
program
limitations
funding
, D. All of the above E. All of the above are correct
C. Televisions C. benefit limitations
Don't know?
2 of 198
Term
(T/F) A majority of long-term disability plans use a dual definition of
disability that is more liberal at first and becomes more restrictive
after 24 to 36 months.
Give this one a try later!
True C. $110
False; usually 100% and can be
C. 50%
reduced after 1 period of full pay
Don't know?
, 3 of 198
Term
(T/F) Defined-contribution medical expense plans increase the
motivation of members to contain costs when they seek services.
Give this one a try later!
C. Televisions B. $25
B. 20 False
Don't know?
4 of 198
Term
Which of the following room-and board charges is usually NOT
covered under inpatient benefits?
A. cost of the hospital room
B. meals
C. telephones and television
D. routine nursing care
Give this one a try later!
, E. All of the above are correct C. telephones and television
A. to encourage the limited use of
E. All of the above
benefits
Don't know?
5 of 198
Term
What dependents are ineligible for coverage under a medical
expense plan?
A. Spouses of those covered employees
B. Children of these covered employees (under the age of 23)
C. Children of covered employees unable to earn their own living
due to physical or mental infirmity.
D. Those dependents of employees not covered.
Give this one a try later!
D. Those dependents of
D. Ambulance services
employees not covered.
B. large choice of specialists. A. Technological advances
Don't know?
