PA Motor Vehicle
Physical Damage
Appraiser - Practice
Exam questions WITH CORRECT
AND VERIFIED ANSWERS|2024-
2025| UPDATED EXAM
,True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request: - CORRECT ANSWERS-
true
What are the number of business days you have per Act 361 to inspect vehicle? - CORRECT
ANSWERS-6
How many days after an inspection should a total loss be offered to the owner? - CORRECT
ANSWERS-5
Aftermarket parts can only be used when? - CORRECT ANSWERS-The parts are listed and
coded in the estimate
,What is aftermarket and why is it considered aftermarket? - CORRECT ANSWERS-"nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner
and outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of
same part. New part - never used. A/M
What is the duty of the claimant after the loss? - CORRECT ANSWERS-Provide a date, time and
facts of the loss
True or False: Appraisals should always be signed by the appraiser? - CORRECT ANSWERS-
True
What is betterment? - CORRECT ANSWERS-The act or process of improving something. When
a part is used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - CORRECT ANSWERS-
Lienholder
, Which is not a peril in reference to auto insurance? - CORRECT ANSWERS-Wind/hail is not a
peril (fire, theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - CORRECT ANSWERS-Something that may cause injury, harm or loss. (on
another exam answer- Damage to another person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - CORRECT ANSWERS-
June 30
Who determines the amount of damage to the vehicle? - CORRECT ANSWERS-Appraiser
What does an adjuster do - CORRECT ANSWERS-"A natural person in this Commonwealth who
makes appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - CORRECT ANSWERS-18 years
old
If your appraiser's license is expired more than 60 days, what do you have to do - CORRECT
ANSWERS-Re-take test
Physical Damage
Appraiser - Practice
Exam questions WITH CORRECT
AND VERIFIED ANSWERS|2024-
2025| UPDATED EXAM
,True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request: - CORRECT ANSWERS-
true
What are the number of business days you have per Act 361 to inspect vehicle? - CORRECT
ANSWERS-6
How many days after an inspection should a total loss be offered to the owner? - CORRECT
ANSWERS-5
Aftermarket parts can only be used when? - CORRECT ANSWERS-The parts are listed and
coded in the estimate
,What is aftermarket and why is it considered aftermarket? - CORRECT ANSWERS-"nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner
and outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of
same part. New part - never used. A/M
What is the duty of the claimant after the loss? - CORRECT ANSWERS-Provide a date, time and
facts of the loss
True or False: Appraisals should always be signed by the appraiser? - CORRECT ANSWERS-
True
What is betterment? - CORRECT ANSWERS-The act or process of improving something. When
a part is used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - CORRECT ANSWERS-
Lienholder
, Which is not a peril in reference to auto insurance? - CORRECT ANSWERS-Wind/hail is not a
peril (fire, theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - CORRECT ANSWERS-Something that may cause injury, harm or loss. (on
another exam answer- Damage to another person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - CORRECT ANSWERS-
June 30
Who determines the amount of damage to the vehicle? - CORRECT ANSWERS-Appraiser
What does an adjuster do - CORRECT ANSWERS-"A natural person in this Commonwealth who
makes appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - CORRECT ANSWERS-18 years
old
If your appraiser's license is expired more than 60 days, what do you have to do - CORRECT
ANSWERS-Re-take test
