CHC Practice Test Questions and
Answers Already Passed
What is Medicare?
A) A state-funded program for low-income individuals
B) A private insurance plan for senior citizens
✔✔C) A federal health insurance program primarily for people aged 65 and older
D) A health insurance plan for children
Who is eligible for Medicare?
A) Individuals under 65 with a disability
B) Individuals over 65
✔✔C) Individuals aged 65 or older, and younger people with disabilities or certain medical
conditions
D) All low-income individuals
What does Medicare Part A cover?
A) Prescription drugs
✔✔B) Hospital care, skilled nursing, hospice, and home health care
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,C) Doctor visits
D) Preventive care and wellness services
What is the purpose of Medicare Part B?
✔✔A) To cover outpatient care, preventive services, and some doctor services
B) To cover prescription drugs
C) To cover long-term care
D) To cover hospital stays
Which of the following is covered under Medicare Part D?
A) Hospital stays
✔✔B) Prescription drug coverage
C) Doctor visits
D) Hospice care
What is the role of a Medicare Advantage plan (Part C)?
✔✔A) It provides an alternative to Original Medicare and includes extra benefits like vision,
dental, and hearing
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,B) It only provides prescription drug coverage
C) It covers hospice care
D) It covers long-term care
How is Medicare Part A funded?
✔✔A) Primarily through payroll taxes collected from employees and employers
B) Through premiums paid by beneficiaries
C) Through a monthly fee charged by private insurers
D) Through a government grant
What is the coverage gap (or "donut hole") in Medicare Part D?
A) The period when you are not eligible for prescription drug coverage
✔✔B) The time when beneficiaries are responsible for more prescription costs after reaching a
certain threshold
C) The time when all prescriptions are fully covered
D) The period when Part D beneficiaries can change plans
What is the difference between Original Medicare and Medicare Advantage?
3
, ✔✔A) Original Medicare includes Part A and Part B, while Medicare Advantage includes the
same benefits plus additional coverage through private insurance
B) Medicare Advantage is only for individuals with disabilities
C) Original Medicare is only available to those over 65
D) Medicare Advantage covers only hospital services
How does the Medicare Savings Program assist beneficiaries?
✔✔A) It helps low-income individuals pay for some of their Medicare premiums and out-of-
pocket costs
B) It provides a discount for Medicare Advantage plans
C) It allows individuals to access additional private health insurance options
D) It provides coverage for long-term care
Which Medicare Part offers the most comprehensive coverage for hospital stays and skilled
nursing?
✔✔A) Part A
B) Part B
C) Part C
D) Part D
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Answers Already Passed
What is Medicare?
A) A state-funded program for low-income individuals
B) A private insurance plan for senior citizens
✔✔C) A federal health insurance program primarily for people aged 65 and older
D) A health insurance plan for children
Who is eligible for Medicare?
A) Individuals under 65 with a disability
B) Individuals over 65
✔✔C) Individuals aged 65 or older, and younger people with disabilities or certain medical
conditions
D) All low-income individuals
What does Medicare Part A cover?
A) Prescription drugs
✔✔B) Hospital care, skilled nursing, hospice, and home health care
1
,C) Doctor visits
D) Preventive care and wellness services
What is the purpose of Medicare Part B?
✔✔A) To cover outpatient care, preventive services, and some doctor services
B) To cover prescription drugs
C) To cover long-term care
D) To cover hospital stays
Which of the following is covered under Medicare Part D?
A) Hospital stays
✔✔B) Prescription drug coverage
C) Doctor visits
D) Hospice care
What is the role of a Medicare Advantage plan (Part C)?
✔✔A) It provides an alternative to Original Medicare and includes extra benefits like vision,
dental, and hearing
2
,B) It only provides prescription drug coverage
C) It covers hospice care
D) It covers long-term care
How is Medicare Part A funded?
✔✔A) Primarily through payroll taxes collected from employees and employers
B) Through premiums paid by beneficiaries
C) Through a monthly fee charged by private insurers
D) Through a government grant
What is the coverage gap (or "donut hole") in Medicare Part D?
A) The period when you are not eligible for prescription drug coverage
✔✔B) The time when beneficiaries are responsible for more prescription costs after reaching a
certain threshold
C) The time when all prescriptions are fully covered
D) The period when Part D beneficiaries can change plans
What is the difference between Original Medicare and Medicare Advantage?
3
, ✔✔A) Original Medicare includes Part A and Part B, while Medicare Advantage includes the
same benefits plus additional coverage through private insurance
B) Medicare Advantage is only for individuals with disabilities
C) Original Medicare is only available to those over 65
D) Medicare Advantage covers only hospital services
How does the Medicare Savings Program assist beneficiaries?
✔✔A) It helps low-income individuals pay for some of their Medicare premiums and out-of-
pocket costs
B) It provides a discount for Medicare Advantage plans
C) It allows individuals to access additional private health insurance options
D) It provides coverage for long-term care
Which Medicare Part offers the most comprehensive coverage for hospital stays and skilled
nursing?
✔✔A) Part A
B) Part B
C) Part C
D) Part D
4
