answers
What proportion of insured Americans have private health insurance
versus public insurance? Correct Answer-62% - private
28% public
What were the four major impacts of the recent healthcare reform?
Correct Answer-a. 26 yo and younger -parent ins plan
b. ACA marketplace introduced
c. preexisting cond eliminated
d. uninsured was less than 9%
Stats on NHE as part of GDP and what are per Capita Spending on USA
HC? Correct Answer-18.5 % GDP
HC Capita in 2020 -12,530 19.2% inflation due to Covid
US Health Spending Distribution Correct Answer-Personal Health Exp
85%
Public Health Exp 10%
Investments Exp 5%
What % of money for HC comes from private insurance? OOP? Govt?
Correct Answer-Priv Ins = 32%
OOP - 11%
, Govt =40%
What money % in HC goes to hosp, drs, rx, nh/hh, and dental? Correct
Answer-hospitals 31%, Doctors 20%
Rx - 10%, RN Homes/HH - 9%
Dental 5%
What factors drive high HC costs in USA? Correct Answer-curing
disease over prevention (reactive)
extensive technology use
inefficient 3rd party payor system
aging population (demographic shift)
waste and abuse
Inflation
Defensive medicine
What is the number one driver of HC costs? Correct Answer-PRICE
What is MCO, PPO, HMO? Correct Answer-MCO- organization that
offers quality care at a lower cost.
PPo and Hmo are Mcos.
MCOs assume financial risk and deliver care.