Gerontology Exam Practice Questions and Answers

Gerontology Exam Practice Questions and Answers How many years will most Americans spend in retirement? - ANSWER-19 years What is the No.1 Fear in Americans retiring? - ANSWER-Running out of money before you die Financial advisors say you need what percentage of preretirement income to retire comfortably? - ANSWER-75%-90% What percent of American households appear to be saving enough for retirement? - ANSWER-44% What four components is retirement planning consist of? - ANSWER-1. Financial Planning 2. Health Planning 3. Estate Planning 4. Social Planning dependancy ratio - ANSWER-The number of nonworking members compared to working members for a given population ©EMILLECT2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER 2024 Page 2/14 What percentage of 65 year olds have annual incomes in excess of $50K? - ANSWER-Only 8% What year was the social security act passed? - ANSWER-1935 Medicare - ANSWER-It was passed as a federally administered universal health insurance program for over 65 year old and some disabled under 65. At what age are you eligible to 80% of social security benefit? - ANSWER-Age 62 At age 65, you are eligible to what percntag of social security benefits? - ANSWER-100% Eliglibe age for Social Securtiy will change to what for those retireing after 2025? - ANSWER-age 67 In 2010, what is the average benefit amount? - ANSWER-$1,175/month In what year will social security benefits payments begin to exceed social security tax income? - ANSWER-2017 Name the 7 phases of retirement. - ANSWER-1. Remote 2. Near 3. Honeymoon 4. Disenchantment 5. reorientation ©EMILLECT2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER 2024 Page 3/14 6. Stability 7. Termination Name the types of elderly abuse in order of frequency. - ANSWER-1. Financial abuse 2. Neglect 3. Psycholoical abuse 4. Physical abuse dependency theory - ANSWER-..., A model of economic and social development that explains global inequality in terms of the historical exploitation of poor nations by rich ones caregiver stress theory - ANSWER-..., Caregiver stress theory suggests that stressors on the caregiver cause the caregiver to lash out against the elder. OWL - ANSWER-Older Women' League * a national organization concerned with issues affecting older women healthcare model - ANSWER-... saropenia - ANSWER-the loss of skeltal muscle mass and strength leads to muscl weakness *associat with normal aging ©EMILLECT2024/2025 ACADEMIC YEAR. ALL RIGHTS RESERVED FIRST PUBLISH OCTOBER 2024 Page 4/14 *a loss of 1%-2% per year after age 50 *by age 50, an average of 15 pounds lost and 30 pounds of fat gained... Broad definition of wlder abuse - ANSWER-mistreatment of older people, either intentional or unintentional, that causes harm or potential harem What group of elder are the most abused? - ANSWER-white wom