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WGU D076 OBJECTIVE ASSESSMENT FINAL EXAM 2
LATEST VERSIONS (VERSION A AND B) 2024-2025
ACTUAL EXAM COMPLETE 300 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+
WGU D076 OBJECTIVE ASSESSMENT VERSION A
A commercial bank position with the responsibility to assess the
riskiness of lending to borrowers and determining whether or
not loans should be extended to potential bank clients.Go To -
ANSWER- Credit Analysts
Comparing a firm's financial ratios to other firms' ratios or
industry averages.Go To - ANSWER- Cross-sectional Analysis
A feature of preferred stock specifying that if a company skips
payment of a preferred stock dividend one year, it is still
required to pay that dividend sometime in the future before
paying any common dividends.Go To - ANSWER- Cumulative
What someone would pay right now for an asset.Go To -
ANSWER- Current Market Value
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A liquidity ratio found by current assets divided by current
liabilities.Go To - ANSWER- Current Ratio
A secondary market made up of multiple dealers that hold an
inventory of securities and quote prices.Go To - ANSWER-
Dealer Market
A financing ratio found by total liabilities divided by total
assets.Go To - ANSWER- Debt Ratio
A financing ratios found by total liabilities divided by total
equity.Go To - ANSWER- Debt-to-equity Ratio
Failure to meet a debt obligation.Go To - ANSWER- Default
The probability of a loss resulting from a borrower's failure to
repay a contractual obligation; also called credit risk.Go To -
ANSWER- Default Risk
Companies or securities with beta less than 1.Go To -
ANSWER- Defensive Assets
A bond whose price is below its par value.Go To - ANSWER-
Discount Bond
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The name for interest rate when used in time value of money
calculations.Go To - ANSWER- Discount Rate
Finding a present value given a future value.Go To - ANSWER-
Discounting
Accounts that do not vary automatically with sales but are left to
the discretion of management.Go To - ANSWER- Discretionary
Accounts
The additional financing needed given a firm's expectations for
future growth.Go To - ANSWER- Discretionary Financing
Needed (DFN)
The process of "spreading" your money over many different
assets.Go To - ANSWER- Diversification
A model used to evaluate common stock that calculates the
value of a share of common stock today by taking the present
value of future dividend cash flows.Go To - ANSWER-
Dividend Discount Model
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A feature of preferred stock specifying that if a company ignores
preferred stock dividends, it cannot pay anything to its common
stockholders.Go To - ANSWER- Dividends in Arrears
An expanded formula of the return of equity, net margin times
total asset turnover times leverage multiplier, which represent
the components of profitability, activity (efficiency), and
financing.Go To - ANSWER- DuPont Framework
A market in which prices fully reflect all the available
information about a specific security.Go To - ANSWER-
Efficient market
Everything that a person owns or controls, especially at
death.Go To - ANSWER- Estates
An issue in the process of deciding between multiple options
where no option is completely acceptable from an ethical
standpoint.Go To - ANSWER- Ethical Dilemma
Following accepted standards of moral conduct.Go To -
ANSWER- Ethics
WGU D076 OBJECTIVE ASSESSMENT FINAL EXAM 2
LATEST VERSIONS (VERSION A AND B) 2024-2025
ACTUAL EXAM COMPLETE 300 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |ALREADY GRADED A+
WGU D076 OBJECTIVE ASSESSMENT VERSION A
A commercial bank position with the responsibility to assess the
riskiness of lending to borrowers and determining whether or
not loans should be extended to potential bank clients.Go To -
ANSWER- Credit Analysts
Comparing a firm's financial ratios to other firms' ratios or
industry averages.Go To - ANSWER- Cross-sectional Analysis
A feature of preferred stock specifying that if a company skips
payment of a preferred stock dividend one year, it is still
required to pay that dividend sometime in the future before
paying any common dividends.Go To - ANSWER- Cumulative
What someone would pay right now for an asset.Go To -
ANSWER- Current Market Value
,2|Page
A liquidity ratio found by current assets divided by current
liabilities.Go To - ANSWER- Current Ratio
A secondary market made up of multiple dealers that hold an
inventory of securities and quote prices.Go To - ANSWER-
Dealer Market
A financing ratio found by total liabilities divided by total
assets.Go To - ANSWER- Debt Ratio
A financing ratios found by total liabilities divided by total
equity.Go To - ANSWER- Debt-to-equity Ratio
Failure to meet a debt obligation.Go To - ANSWER- Default
The probability of a loss resulting from a borrower's failure to
repay a contractual obligation; also called credit risk.Go To -
ANSWER- Default Risk
Companies or securities with beta less than 1.Go To -
ANSWER- Defensive Assets
A bond whose price is below its par value.Go To - ANSWER-
Discount Bond
,3|Page
The name for interest rate when used in time value of money
calculations.Go To - ANSWER- Discount Rate
Finding a present value given a future value.Go To - ANSWER-
Discounting
Accounts that do not vary automatically with sales but are left to
the discretion of management.Go To - ANSWER- Discretionary
Accounts
The additional financing needed given a firm's expectations for
future growth.Go To - ANSWER- Discretionary Financing
Needed (DFN)
The process of "spreading" your money over many different
assets.Go To - ANSWER- Diversification
A model used to evaluate common stock that calculates the
value of a share of common stock today by taking the present
value of future dividend cash flows.Go To - ANSWER-
Dividend Discount Model
, 4|Page
A feature of preferred stock specifying that if a company ignores
preferred stock dividends, it cannot pay anything to its common
stockholders.Go To - ANSWER- Dividends in Arrears
An expanded formula of the return of equity, net margin times
total asset turnover times leverage multiplier, which represent
the components of profitability, activity (efficiency), and
financing.Go To - ANSWER- DuPont Framework
A market in which prices fully reflect all the available
information about a specific security.Go To - ANSWER-
Efficient market
Everything that a person owns or controls, especially at
death.Go To - ANSWER- Estates
An issue in the process of deciding between multiple options
where no option is completely acceptable from an ethical
standpoint.Go To - ANSWER- Ethical Dilemma
Following accepted standards of moral conduct.Go To -
ANSWER- Ethics
