Adjusters UPDATED Exam Questions and
CORRECT Answers
All employers who apply for approval to self insure shall pay an application fee based on
what? - Correct Answer- The number of employees
What is the application fee for a company with 1000 or more employees? - Correct Answer-
$500.00
If an employer is approved to self insure from the director, what happens to the application
fee? - Correct Answer- The application fee is applied as a credit to reduce the amount of the
assessment apportioned to that employer pursuant to subdivision (b)3 of this section
Non Work related injuries that are not compensable - Correct Answer- Injuries caused by
-willful intent
-intoxication
-injuries occurring during employer-sponsored *non work* related events
True or False: The Fraud Prevention Unit's documents, reports or evidence relative to a
workers compensation investigation are not privileged and are open to public inspection. -
Correct Answer- False- they are privileged and not open to public inspection and are not
subject to subpoena unless the unit consents or by court order
True or False: in the absence of fraud, malice or bad faith, an insurer (or agents and
employees of the insurer) are subject to civil liability for damages as a result of any
statement, report or investigation made pursuant to chapter 16.1 - Correct Answer- False: no
insurer or agent of the insurer is subject to civil liability for damages as a result of any
statement, report or investigation made pursuant to chapter 16.1
Before any case proceeds to a trial, the judge shall conduct what? - Correct Answer- A
mandatory pretrial conference
, When is a mandatory pretrial conference held? - Correct Answer- within 21 days of the date
of filing
The Judge shall render what at the close of the pretrial conference? - Correct Answer- a
pretrial order
How much time does an insurer have to issue payments ordered by a pretrial order? - Correct
Answer- payments must be issued within 14 days from the entry of the order
For the privilege of writing or renewing workers compensation insurance in Rhode Island,
every insurer or certified employer shall annually make payments to what? - Correct Answer-
Workers Compensation Administrative fund
For Insurers, the amount owed to the administrative fund is measured by what? - Correct
Answer- 4 and one quarter percent (or any other percentage of return certified by the director)
of gross premiums received for WC or EL written or renewed during the preceding calendar
year but not less than $50
How much does every certified employer and insurer pay to the administrative fund for every
injury causing death in which there is no person entitled to compensation? - Correct Answer-
$7500.00
"Department" - Correct Answer- Department of Labor and Training
"Director" - Correct Answer- The director of labor and training or his/her designee
the weekly straight time earnings which an employee could have received if the employee
accepted an actual offer of suitable alternative employment - Correct Answer- Earnings
Capacity
Earnings Capacity can also be established by what? - Correct Answer- Court based evidence
of ability to earn including determination of functional impairment/disability
"Employee" - Correct Answer- any person who has entered into the employment of or works
under contract of service or apprenticeship with any employer