AAPC CPB TEST BANK EXAM 400+ QUESTIONS
AND CORRECT ANSWERS 2024-2025 LATEST
VERSION//ALREADY GRADED A+
Joe and Mary are a married couple and both carry insurance from their employers. Joe was born on
February 23, 1977 and Mary was born on April 4, 1974. Using the birthday rule, who carries the primary
insurance for their children for billing?
A. Joe, because he is the male head of the household.
B. Mary, because her date of birth is the 4th and Joe's date of birth is the 23rd.
C. Mary, because her birth year is before Joe's birth year.
D. Joe, because his birth month and day are before Mary's birth month and day. - CORRECT ANSWER-D.
Joe, because his birth month and day are before Mary's birth month and day.
Which type of managed care insurance allows patients to self-refer to out-of-network providers and pay
a higher co-insurance/copay amount?
I. HMO
II. PPO
III. EPO
IV. POS
V. Capitation
A. II
B. IV
C. II and IV
D. II, III, and V - CORRECT ANSWER-C. II and IV
A patient covered by a PPO is scheduled for knee replacement surgery. The biller contacts the insurance
carrier to verify benefits and preauthorize the procedure. The carrier verifies the patient has a $500
deductible which must be met. After the deductible, the PPO will pay 80% of the claim. The contracted
rate for the procedure is $2,500. What is the patient's responsibility?
A. $400
B. $500
,C. $900
D. $1,600 - CORRECT ANSWER-C. $900
When a nonparticipating provider files a claim for a patient to BC/BS, how is the payment processed?
A. The payment is sent to the patient and the patient must pay the provider.
B. The payment is sent to the provider if the provider agrees to accept assignment.
C. The payment is sent to the provider regardless if he accepts assignment.
D. The claim is not paid because the provider is not participating in the plan. - CORRECT ANSWER-A. The
payment is sent to the patient and the patient must pay the provider.
Which of the following TRICARE options is/are available to active duty service members?
A. TRICARE Select
B. TRICARE Prime
C. TRICARE For Life
D. TRICARE Young Adult - CORRECT ANSWER-B. TRICARE Prime
A Medicare card will list which of the following:
I. Effective date of coverage
II. Home address
III. Telephone Number
IV. Entitled to Part A and/or Part B
V. When coverage ends
VI. Name of Primary Care Physician
A. I - VI
B. I, IV
C. I-III, VI
D. I, II, IV, V - CORRECT ANSWER-B. I, IV
In which of the following scenarios is Medicare the secondary payer?
,I. A 65 year-old patient who is collecting her deceased spouse's Medicare benefits and has a
supplemental insurance
II. A 72 year-old patient who participates in the group health insurance of his employer
III. A 66 year-old patient is injured at work and the employer does not offer health insurance as a benefit
of employment
IV. A 55 year-old patient who is on disability through Social Security and qualifies for Medicaid and
Medicare
A. I-IV
B. II and III
C. I and IV
D. None - CORRECT ANSWER-B. II and III
When a patient has Medicare primary and AARP as Medigap, what is entered on the CMS-1500 claim
form in item 9d for the Insurance Plan Name or Program Name for Medicare to cross over the claim?
A. Plan name followed by "MEDIGAP"
B. Plan Payer ID followed by "MEDIGAP"
C. COBA Medigap claim-based identifier (ID)
D. Leave blank - CORRECT ANSWER-C. COBA Medigap claim-based identifier (ID)
Which guidelines must all billing personnel be knowledgeable about in order to ensure compliance with
Medicaid programs?
A. Federal guidelines
B. State guidelines
C. Both A and B
D. None - CORRECT ANSWER-C. Both A and B
Which of the following services is covered by Early and Periodic Screening, Diagnostic, and Treatment
(EPSDT)?
A. Family planning
B. Obstetric care
C. Pediatric checkups
, D. Emergency department visits - CORRECT ANSWER-C. Pediatric checkups
A female patient who was involved in an auto accident presents to the emergency department (ED) for
evaluation. She does not have any complaints. The provider evaluates her and determines there are no
injuries. The provider informs the patient to come back to the ED or see her primary care physician if she
develops any symptoms. How is the claim processed for this encounter?
A. The medical insurance is billed primary and the auto insurance is billed secondary.
B. The auto insurance is billed primary and the medical insurance is billed secondary.
C. Bill the medical insurance first to receive a denial and then submit with the remittance advice to the
auto insurance.
D. Bill only the medical insurance because the auto insurance only covers damage to the vehicle, not
medical expenses. - CORRECT ANSWER-B. The auto insurance is billed primary and the medical insurance
is billed secondary.
What forms need to be submitted when billing for a work-related injury?
A. Progress reports, and WC-1500 claim form
B. UB-04
C. First Report of Injury form and an itemized statement
D. First Report of Injury form, progress reports, and CMS-1500 claim form - CORRECT ANSWER-D. First
Report of Injury form, progress reports, and CMS-1500 claim form
A document provided to Medicare patients explaining their financial responsibility if Medicare denies a
service is a(n):
A. Notice of Financial Liability
B. Advance Beneficiary Notice
C. Insurance waiver
D. Explanation of Benefits - CORRECT ANSWER-B. Advance Beneficiary Notice
What is an Accountable Care Organization (ACO)?
A. Groups of doctors, hospitals, and other health care providers who coordinate high quality care to
Medicare patients.
B. An insurance carrier that provides a set fee based on the diagnosis of the patient.
AND CORRECT ANSWERS 2024-2025 LATEST
VERSION//ALREADY GRADED A+
Joe and Mary are a married couple and both carry insurance from their employers. Joe was born on
February 23, 1977 and Mary was born on April 4, 1974. Using the birthday rule, who carries the primary
insurance for their children for billing?
A. Joe, because he is the male head of the household.
B. Mary, because her date of birth is the 4th and Joe's date of birth is the 23rd.
C. Mary, because her birth year is before Joe's birth year.
D. Joe, because his birth month and day are before Mary's birth month and day. - CORRECT ANSWER-D.
Joe, because his birth month and day are before Mary's birth month and day.
Which type of managed care insurance allows patients to self-refer to out-of-network providers and pay
a higher co-insurance/copay amount?
I. HMO
II. PPO
III. EPO
IV. POS
V. Capitation
A. II
B. IV
C. II and IV
D. II, III, and V - CORRECT ANSWER-C. II and IV
A patient covered by a PPO is scheduled for knee replacement surgery. The biller contacts the insurance
carrier to verify benefits and preauthorize the procedure. The carrier verifies the patient has a $500
deductible which must be met. After the deductible, the PPO will pay 80% of the claim. The contracted
rate for the procedure is $2,500. What is the patient's responsibility?
A. $400
B. $500
,C. $900
D. $1,600 - CORRECT ANSWER-C. $900
When a nonparticipating provider files a claim for a patient to BC/BS, how is the payment processed?
A. The payment is sent to the patient and the patient must pay the provider.
B. The payment is sent to the provider if the provider agrees to accept assignment.
C. The payment is sent to the provider regardless if he accepts assignment.
D. The claim is not paid because the provider is not participating in the plan. - CORRECT ANSWER-A. The
payment is sent to the patient and the patient must pay the provider.
Which of the following TRICARE options is/are available to active duty service members?
A. TRICARE Select
B. TRICARE Prime
C. TRICARE For Life
D. TRICARE Young Adult - CORRECT ANSWER-B. TRICARE Prime
A Medicare card will list which of the following:
I. Effective date of coverage
II. Home address
III. Telephone Number
IV. Entitled to Part A and/or Part B
V. When coverage ends
VI. Name of Primary Care Physician
A. I - VI
B. I, IV
C. I-III, VI
D. I, II, IV, V - CORRECT ANSWER-B. I, IV
In which of the following scenarios is Medicare the secondary payer?
,I. A 65 year-old patient who is collecting her deceased spouse's Medicare benefits and has a
supplemental insurance
II. A 72 year-old patient who participates in the group health insurance of his employer
III. A 66 year-old patient is injured at work and the employer does not offer health insurance as a benefit
of employment
IV. A 55 year-old patient who is on disability through Social Security and qualifies for Medicaid and
Medicare
A. I-IV
B. II and III
C. I and IV
D. None - CORRECT ANSWER-B. II and III
When a patient has Medicare primary and AARP as Medigap, what is entered on the CMS-1500 claim
form in item 9d for the Insurance Plan Name or Program Name for Medicare to cross over the claim?
A. Plan name followed by "MEDIGAP"
B. Plan Payer ID followed by "MEDIGAP"
C. COBA Medigap claim-based identifier (ID)
D. Leave blank - CORRECT ANSWER-C. COBA Medigap claim-based identifier (ID)
Which guidelines must all billing personnel be knowledgeable about in order to ensure compliance with
Medicaid programs?
A. Federal guidelines
B. State guidelines
C. Both A and B
D. None - CORRECT ANSWER-C. Both A and B
Which of the following services is covered by Early and Periodic Screening, Diagnostic, and Treatment
(EPSDT)?
A. Family planning
B. Obstetric care
C. Pediatric checkups
, D. Emergency department visits - CORRECT ANSWER-C. Pediatric checkups
A female patient who was involved in an auto accident presents to the emergency department (ED) for
evaluation. She does not have any complaints. The provider evaluates her and determines there are no
injuries. The provider informs the patient to come back to the ED or see her primary care physician if she
develops any symptoms. How is the claim processed for this encounter?
A. The medical insurance is billed primary and the auto insurance is billed secondary.
B. The auto insurance is billed primary and the medical insurance is billed secondary.
C. Bill the medical insurance first to receive a denial and then submit with the remittance advice to the
auto insurance.
D. Bill only the medical insurance because the auto insurance only covers damage to the vehicle, not
medical expenses. - CORRECT ANSWER-B. The auto insurance is billed primary and the medical insurance
is billed secondary.
What forms need to be submitted when billing for a work-related injury?
A. Progress reports, and WC-1500 claim form
B. UB-04
C. First Report of Injury form and an itemized statement
D. First Report of Injury form, progress reports, and CMS-1500 claim form - CORRECT ANSWER-D. First
Report of Injury form, progress reports, and CMS-1500 claim form
A document provided to Medicare patients explaining their financial responsibility if Medicare denies a
service is a(n):
A. Notice of Financial Liability
B. Advance Beneficiary Notice
C. Insurance waiver
D. Explanation of Benefits - CORRECT ANSWER-B. Advance Beneficiary Notice
What is an Accountable Care Organization (ACO)?
A. Groups of doctors, hospitals, and other health care providers who coordinate high quality care to
Medicare patients.
B. An insurance carrier that provides a set fee based on the diagnosis of the patient.
