Marketing Non-Health Related Products to Enrollees
Correct answer: A plan sponsor must obtain HIPAA authorization from an enrollee before using or
disclosing the enrollee's information to market non-health related items such as life insurance.
Conducting an Educational Seminar and Marketing Meeting
Correct answer: Sal should not conduct the education seminar and marketing meeting on the same day,
but rather schedule them at least 12 hours apart to avoid potential marketing violations.
Penalties for Agent Misconduct
Correct answer: The plan may impose penalties on an agent who engages in verified misconduct, which
could include withholding commissions, requiring retraining, reporting misconduct to a state
department of insurance, or terminating the contract.
Presenting a Program at an Assisted Living Facility
Correct answer: You should appreciate the opportunity and schedule an appointment with anyone at
their request to discuss MA-PD plans.
Changing Medicare Advantage Plans
Correct answer: You should complete a scope of appointment during the call and indicate that you will
meet to discuss Medicare Advantage plans during an appointment the following day.
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