CAIB 1 - Chapter 2 Practice Questions and Answers 100% Pass

children's playgrounds or outdoor swimming pools (above & below ground). Coverage is also provided for materials and supplies located adjacent to the premises that are intended for use in the construction or repair of the insured dwelling (True or False) There is no coverage for outdoor trees & shrubs when damaged by wind or hail - Answer- True Explain Coverage B - Detached Private Structures - Answer- Provides coverage for any structure or building that is separated from the dwelling by a clear space such as a tool shed or detached garage. If the structure is connected to the dwelling by a fence or utility line they are considered detached. Generally 10% of Coverage A What are the 3 types of Coverage C - Personal Property - Answer- 1) On Premises Coverage 2) Off Premises Coverage 3) Property of Students Explain On Premises Coverage for Personal Property - Answer- Includes the contents of the insureds dwelling and other personal property worn, used or owned by the insured and which is usual to the maintenance or ownership of the dwelling. Also includes uninsured personal property of others while in a portion of the dwelling occupied by the insured except the property of roomers or boarders. Explain Off Premises Coverage for Personal Property - Answer- Coverage is provided for personal property when it is temporarily away from the insured's' premises anywhere in the world. Explain Property of Students for Personal Property - Answer- Coverage is provided for the property of students living away from home while attending school or college (True or False) Motorized Vehicles used to maintain the insured premises (snowblowers/lawn mowers) are covered. - Answer- True