Rhode Island Workers Compensation Adjusters Exam

Rhode Island Workers Compensation Adjusters Exam All employers who apply for approval to self insure shall pay an application fee based on what? - The number of employees What is the application fee for a company with 1000 or more employees? - $500.00 If an employer is approved to self insure from the director, what happens to the application fee? - The application fee is applied as a credit to reduce the amount of the assessment apportioned to that employer pursuant to subdivision (b)3 of this section Non Work related injuries that are not compensable - Injuries caused by -willful intent -intoxication -injuries occurring during employer-sponsored *non work* related events True or False: The Fraud Prevention Unit's documents, reports or evidence relative to a workers compensation investigation are not privileged and are open to public inspection. - False- they are privileged and not open to public inspection and are not subject to subpoena unless the unit consents or by court order True or False: in the absence of fraud, malice or bad faith, an insurer (or agents and employees of the insurer) are subject to civil liability for damages as a result of any statement, report or investigation made pursuant to chapter 16.1 - False: no insurer or agent of the insurer is subject to civil liability for damages as a result of any statement, report or investigation made pursuant to chapter 16.1 Before any case proceeds to a trial, the judge shall conduct what? - A mandatory pretrial conference When is a mandatory pretrial conference held? - within 21 days of the date of filing The Judge shall render what at the close of the pretrial conference? - a pretrial order How much time does an insurer have to issue payments ordered by a pretrial order? - payments must be issued within 14 days from the entry of the order For the privilege of writing or renewing workers compensation insurance in Rhode Island, every insurer or certified employer shall annually make payments to what? - Workers Compensation Administrative fund For Insurers, the amount owed to the administrative fund is measured by what? - 4 and one quarter percent (or any other percentage of return certified by the director) of gross premiums received for WC or EL written or renewed during the preceding calendar year but not less than $50 How much does every certified employer and insurer pay to the administrative fund for every injury causing death in which there is no person entitled to compensation? - $7500.00 "Department" - Department of Labor and Training "Director" - The director of labor and training or his/her designee the weekly straight time earnings which an employee could have received if the employee accepted an actual offer of suitable alternative employment - Earnings Capacity Earnings Capacity can also be established by what? - Court based evidence of ability to earn including determination of functional impairment/disability "Employee" - any person who has entered into the employment of or works under contract of service or apprenticeship with any employer Employer - Any person, copartnership, corporation or voluntary association and the legal representative of a deceased employer General Employer - temporary help