Chapter 6 - Texas All Lines questions n answers graded A+ 2024/2025

Chapter 6 - Texas All Lines Section I : Property - correct answer This is the primary section that claims adjusters refer to in order to properly adjust loss. Section II : Liability - correct answer Generally consistent between policies regardless of Section I, not typically an area of concern for adjusters Section II : Personal Liability - correct answer Section II of a property insurance form Medical Payments to Others - correct answer Pays for medical and other related expenses for others who are injured during personal activities on the insured's property. HO-8 and HO-A Policies - correct answer -Basic named perils policy -Covers 10 specific perils -Offers the most basic protection -HO-A is the most commonly used in Texas HO-2 and HO-A+ Policies - correct answer -The + stands for amended -Broad named perils policy -HO-A+ is the most commonly used in Texas HO-3 and HO-B Policies - correct answer -All-Risk coverage for Dwelling -Named perils for Contents -HO-B has additional water damage over HO-3 -HO-B is the most commonly used in Texas -Special form policies