Texas all line adjuster study guide questions with answers 2024/2025

Texas all line adjuster study guideworkman's compensation - correct answer No fault insurance for employee that are injured on the job Employer's liability coverage - correct answer Covers an employer’s liability for common lawsuits from employees to recover damage from job related injuries. Permanent Total Disability - correct answer Complete and permanent loss of being able to earn money. Example- Complete loss of sight or losing both hands or feet. Permanent Partial Disability - correct answer Permanent physical impairment that leaves employee unable to perform original job but other jobs can be performed. Temporary Total Disability - correct answer Total disability that lasts a short period of time. Employee can return to work. Example- Strained back Temporary Partial Disability - correct answer A temporary disablement that allows employee to continue the same job but with reduced capability. Example- sprained ankle Disability of Benefits - correct answer Compensation for loss of income or earnings due to an injury at work. How and what benefits are paid depends on the severity and permanency of the injury Medical Benefits - correct answer Pays for medical treatment for an on the job injury Survivor Benefits - correct answer To compensate the widowed spouse or survivor of an employee who's death was resulted from a job injury. Amounts of benefits depends on the deceased employees earnings and the number of surviving dependents. A fixed amount is available for burial expenses. Benefits continue until surviving spouse remarries or children enter adulthood.