Texas All Lines Adjuster - Workers Compensation fully solved 2024/2025

Texas All Lines Adjuster - Workers CompensationAssumption of Risk - correct answer Common law defense to Workers Compensation claims that allow employers to deny liability on the basis the employee knew the work conditions prior to employment and assumed all the risk of employment. Average Weekly Wage - correct answer This is the computation used to determine lost wages in Workers Compensation. It is calculated by taking the average weekly wage of an employee for the preceding 13 weeks from the date of injury and dividing that number by 13. Compensable Injury - correct answer An accidental, workplace injury or disease that is covered by Workers Compensation insurance. Competitive - correct answer Workers Compensation jurisdiction/state where Workers Compensation insurance is available through multiple sources, including a state fund and/or private insurers. Compulsory - correct answer Workers Compensation jurisdiction/state where there is a mandatory requirement for Workers Compensation coverage to be provided by employers to its employees/workers. Contributory Negligence - correct answer Common law defense to Workers Compensation claims that allow employers to deny liability on the basis that the employee was partially at fault and not eligible to recover for their injuries. Defense Base Act - correct answer Federal Workers Compensation legislation that protects and compensates injured workers on military bases outside of the U.S. Also includes workers on public work contracts for construction or services involving any U.S. government agency or in connection with national defense. Elective - correct answer Workers Compensation jurisdiction/state where employers have the option to provide Workers Compensation coverage to its employees/workers. If an