NCCT NCMA Practice Test - Part 3 Questions and Answers

NCCT NCMA Practice Test - Part 3 Questions and Answers a - Answer-A bed patient in a hospital is called a(n) __________. a. inpatient b. outpatient c. third party payer d. provider b - Answer-A person who represents either party of an insurance claim is the ___________. a. doctor b. adjuster c. provider d. subscriber b - Answer-A request for payment under an insurance contractor bond is called a(n) _____________________. a. insurance application b. claim c. dual choice request d. total disability b - Answer-Payment made periodically to keep an insurance policy in force is called ____________. a. time limit b. premium c. coinsurance d. fee-for-service b - Answer-A person or institution that gives medical care is a(n) ____________. a. third-party payer b. provider c. adjuster d. insurance agent a - Answer-Which of the following insurance plans provides a fixed payment per month to the physician, regardless of the services rendered? a. Capitation b. Preferred provider c. Fee for services d. Health maintenance c - Answer-An amount the insured must pay before policy benefits begin is called ____________. a. indemnity b. extended benefits c. deductible d. catastrophic b - Answer-An organization that offers health insurance at a fixed monthly premium with little or no deductible and works through a primary care provider is called a(n) ____________________. a. preferred provider b. health maintenance organization c. member physician d. private health provider a - Answer-Health insurance that provides protection against the high cost of treating severe or lengthy illnesses or disabilities is called _____________. a. catastrophic b. severe c. third-party payer d. no correct answer b - Answer-A patient receiving ambulatory care at a hospital or other health facility without being admitted as a bed patient is called a(n) ___________.