New York Life, Accident and Health Questions and Answers Graded A+

New York Life, Accident and Health Questions and Answers Graded A+ Kurt is an active duty serviceman who was recently killed in an accident while home on leave. Which military service exclusion clause would pay upon his death? - active - status - results - leave results A rehabilitation benefit is intended to: - prepare the insured to return to employment - minimize the insurers liability - give the insured time to find a new career - increase the overall benefits given to the insured prepare the insured to return to employment The elimination period under a hospital indemnity plan is: - the period in which pre-existing conditions not taken into consideration - the period in which all deductibles are eliminated - the specified number of days after an insurance policy's issue date during which coverage is not afforded for sickness - the specified numbers of days an insured must wait before becoming eligible to receive benefits for each hospitalization the specified number of days an insured must wait before becoming eligible to receive benefits for each hospitalization An example of endodontic treatment is a: - bridge - crown - filling - root canal root canal A policyowner may exercise which of these dividend options that uses the dividend to pay all or part of the next premium due? - reduction of premium dividend option - extended term option - paid-up option - cash dividend option Reduction of premium dividend option Intentional withholding of material facts that would affect an insurance policy's validity is called a(n): - estoppel - concealment - adhesion - misrepresentation concealment Written notice for a health claim must be given to the insurer ___ days after the occurrence of the loss. - 10 - 20 - 31 - 60 20 Which of these may not be used in a health insurance advertisement: - a celebrity endorsement - a statement that highlights coverage amounts - a paid testimonial - an insurance company's trademark instead of the company's actual name An insurance company's trademark instead of the company's actual name