PCI – DSS Exam with Complete Solutions

PCI – DSS Exam with Complete Solutions -Customer purchasing goods either as a "Card Present" or Card Not Present" transaction -Receives the payment card and bills from the issuer - Answer ️️ -Cardholder -Primary Account Number (PAN) -Cardholder Name -Expiration Date -Service Code - Answer ️️ -Cardholder Data Include: -Full track data (Magnetic-stripe data or equivalent on a chip) -CAV2/CVC2/CVV2/CID -PINs/PIN blocks - Answer ️️ -Sensitive Authentication Data includes: American Express Discover JCB International MasterCard Visa - Answer ️️ -Payment Brand -Bank or other organization issuing a payment card on behalf of a Payment Brand (e.g. MasterCard & Visa) -Payment Brand issuing a payment card directly (e.g. Amex, Discover, JCB) - Answer ️️ - Issuer Organization accepting the payment card for payment during a purchase - Answer ️️ - Merchant *Bank or entity the merchant uses to process their payment card transactions *Receive authorization request from merchant and forward to Issuer for approval *Provide authorization, clearing, and settlement services to merchants *Acquirer is also called --Merchant Bank --ISO --Payment Brand -Amex, Discover, JCB --Never Visa or MasterCard - Answer ️️ -Acquirer *Acquirer is responsible for merchant compliance --Know payment brand compliance programs and how they apply to merchants --Ensure that their merchants understand PCI DSS compliance requirements and track compliance efforts --Manage Merchant communications *work with merchants until compliance has been validated --Merchants are not compliant until all applicable requirements have been met and validated --Acquirer is responsible for providing merchant compliance status t