NV Casualty Law (100% verified answers)

Which of the following is NOT an example of an uninsured motor vehicle? correct answers Consuming one alcoholic beverage before driving home Insurance companies transacting automobile insurance in Nevada must offer Uninsured and Underinsured Motorist coverage that equals correct answers The insured's coverage limits for bodily injury Insurance companies in Nevada must offer insureds under policies covering the used of passenger cars the option of purchasing how much coverage to pay for reasonable and necessary medical expenses resulting from an accident? correct answers $1,000 The proof of liability to cover any liability on account of accidents arising out of the ownership, maintenance, or use of a motor vehicle within the United States or Canada is the definition of correct answers Proof of financial responsibility If a driver is required to provide proof of insurance, that proof must be maintained for correct answers 3 years What is the minimum required liability limit for property damage in an auto liability policy? correct answers $15,000 Sally is given a certificate of insurance as proof of financial responsibility. The minimum limit amount is $15,000. Which of the following policies most likely applies to Sally's situation? correct answers It is for bodily injury or death to 1 person in an accident Jim is 55 years old when he learns of a way to reduce his premium for 3-year periods. He complies and his premiums are reduced. What did Jim do? correct answers He attended a traffic safety course approved by the Department of Motor Vehicles and Public Safety Who approves the form that states who may be excluded from a policy's coverage? correct answers The Commissioner If a named insured commits bodily harm to another named insured, which course of action may the insurer take? correct answers Exclude coverage for the injuring party Reduce or limit coverage for the injuring party Reduce coverage for the injuring party's family members An insurer offering private passenger automobile policies recently increased an insured's premiums. This insurer must advise the insured of her right to request the reasons for this increase, within a few days of the expiration of her policy. How many days? correct answers 30 days What is the minimum age in Nevada that an insured can get reduced premiums for 3-year periods? correct answers 55