Bail Exam 2023 Questions and Answers

Insurance code 791. The purpose of the information and privacy protection act is to - establish standards for the collection, use and disclosure of personal information gathered in connection with insurance transactions by insurance institutions, agents or insurance support organizations. What is a surety? And does the IPA apply to sureties? - A surety is someone or something that promises to be responsible for another. A surety is a property and casualty insurance company or corporation that files with the California Department of Insurance to transact bail in California. True or False? The IPA applies to the transaction of bail by sureties, because bail is a private civil contract. - True. Does the IPA apply to everyone or just natural persons who are a resident of California? - The IPA applie to natural persons who reside in California. Does the IPA apply to independant bounty hunters or employed bounty hunters? - The IPA applies only to "insurance support organizations" within the state that provide services to a property and casualty insurance surety. The IPA is meant to protect "individual" natural person's personal information in relation to an insurance transaction within the state from everyone and everything except - Insurance organizations investigating false claims, insurance organizations that are determining a a natural person's eligibility for coverage, licensed medical care institutions and medical professionals, law enforcement personnel investigating crimes, California Department of Insurance personnel or its agents, and bounty hunters making or attempting to arrest bail jumpers. Pretext interviews shall not be done or authorized to be done in relation to those licensed under insurance code section 1800 except - for the purpose of investigating criminal activity, fraud, material misrepresentation, and/or a material non-disclosure in connection with a claim on a reasonable basis. True or False? The licensing period for bail agents is 2 years. - True. True or False? Transacting bail without a license is not illegal. - False. It is a misdemeanor with a fine of up to 50,000 dollars or up to a year in jail, or that of fine and imprisonment. If an applicant makes a showing satisfactory to the commissioner by - Filing supplementary documents, filing affidavits, filing statements and meeting all prerequisites, a certificate of convenience may be issued and all may result in a permanent license.