Housing Counselor Exam - Pre Assessment Questions With Complete Solutions.

Housing Counselor Exam - Pre Assessment Questions With Complete Solutions. Which is an eligibility factor for the Earned Income Tax Credit? Receiving wages Which situation most likely indicates a loan modification scam? The client receives a letter from a company guaranteeing a loan modification Which was instituted by Congress to better protect homebuyers following the most recent housing crisis Consumer Finance Protection Bureau 121 Which is an example of a change enacted by Consumer Finance Protection Bureau (CFPB) that would help a client prepare for the mortgage loan process? Easier-to-use mortgage disclosure forms that clearly outline the terms of a mortgage to the borrower Which initiative encourages recipients of HUD program funding to advocate that lenders operate in underserved areas Affirmatively Furthering Fair Housing Which action taken by a housing counseling agency would affirmatively further fair housing Create an outreach campaign designed to raise awareness about critical housing topics Affirmatively Furthering Fair Housing Affirmatively furthering fair housing focuses on education and prevention, not reacting to violations. The most appropriate activity is to create a targeted outreach campaign. Reporting potential violations is a responsive action, not an affirmative action. Discouraging clients from leasing with certain landlords could create the appearance of steering and should be avoided. Housing counselors should empower clients to recognize potentia