Exam (elaborations)
Ethics and Professional Practice HLLQP questions with correct answers
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A insurance policy is active when... Answer What is payment of first premium What is a contract? Answer a legally binding agreement between two or more parties What is a unilateral contract? Answer a one-sided agreement where the insured can cancel for any reason but the insurer cannot What is insurer Answer The insurance company What is insured Answer The person covered by insurance annuitant death triggers payout What is advisor/agent Answer The person working for the insurance company What is captive agent Answer works for one insurance company What is independent agent Answer works for multiple insurance companies joins a MGA What is MGA (managing General agency) used for?
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Ethics and Professional
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