Complete Definitions
ABC is a Medicare Advantage (MA) plan sponsor. It would like to use its enrollees'
information to market non-health related products such as life insurance and
annuities. Which statement best describes ABC's obligation to its enrollees
regarding marketing such products? - Exact Answer It must obtain a HIPAA
compliant authorization from an enrollee that indicates the plan or plan sponsor
may use their information for marketing purposes.
Sal D'Angelo is new to the Medicare marketplace having previously been focused
on life insurance and disability income protection products. He intends to conduct
an educational seminar during the AEP at a local hotel and then invite those who
attend to a subsequent marketing meeting to discuss the benefits of next year's
plans. How would you advise Sal? - Exact Answer Sal should conduct the
education seminar as an early morning meeting and the marketing meeting on the
following day in the late afternoon so that there are at least 12 hours between the
two meetings.
Another agent you know has engaged in misconduct that has been verified by the
plan she represented. What sort of penalty might the plan impose on this
individual? - Exact Answer The plan may withhold commission, require retraining,
report the misconduct to a state department of insurance or terminate the
contract.
, 2024 AHIP Module 4 Latest Test Questions with
Complete Definitions
Your friend's mother just moved to an assisted living facility and he asked if you
could present a program for the residents about the MA-PD plans you market.
What could you tell him? - Exact Answer You appreciate the opportunity and
would be happy to schedule an appointment with anyone at their request.
Your client, Alexis Jones, calls you on December 4th about changing her Medicare
Advantage plan during the annual election period which ends December 7th.
What should you do? - Exact Answer Complete a scope of appointment (SOA)
during the call and indicate that they will meet to discuss Medicare Advantage
plans during an appointment the following day.
Melissa Meadows is a marketing representative for Best Care which has recently
introduced a Medicare Advantage plan offering comprehensive dental benefits for
$15 per month. Best Care has not submitted any potential posts to CMS for
approval. Melissa would like to use the power of social media to reach potential
prospects. What advice would you give her? - Exact Answer As soon as CMS
approves Best Care's social media posts, Agent Meadows could post a tweet
stating that "Best Care offers an array of Medicare Advantage benefit packages.
One might be right for you. Call me to find out more!"