CIPP/US Glossary question and answers graded A+ already passed 2023

CIPP/US Glossary question and answers graded A+ already passed 2023 Accountability - correct answer A fair information practices principle, it is the idea that when personal information is to be transferred to another person or organization, the personal information controller should obtain the consent of the individual or exercise due diligence and take reasonable steps to ensure that the recipient person or organization will protect the information consistently with other fair use principles. Adequate Level of Protection - correct answer A label that the EU may apply to third-party countries who have committed to protect data through domestic law making or international commitments. Conferring of the label requires a proposal by the European Commission, an Article 29 Working Group Opinion, an opinion of the article 31 Management Committee, a right of scrutiny by the European Parliament and adoption by the European Commission. Adverse Action - correct answer Under the Fair Credit Reporting Act, the term "adverse action" is defined very broadly to include all business, credit and employment actions affecting consumers that can be considered to have a negative impact, such as denying or canceling credit or insurance, or denying employment or promotion. No adverse action occurs in a credit transaction where the creditor makes a counteroffer that is accepted by the consumer. Such an action requires that the decision maker furnish the recipient of the adverse action with a copy of the credit report leading to the adverse action. American Institute of Certified Public Accountants - correct answer A U.S. professional organization of certified public accountants and co-creator of the WebTrust seal program. Americans with Disabilities Act - correct answer A U.S. law that bars discrimination against qualified individuals with disabilities. Antidiscrimination Laws - correct answer Refers to the right of people to be treated equally. APEC Privacy Principles - correct answer A set of non-binding principles adopted by the Asia-Pacific Economic Cooperative (APEC) that mirror the OECD Fair Information Privacy Practices. Though based on OECD Guidelines, they seek to promote electronic commerce throughout the Asia-Pacific region by