HCD 303 Final Exam Study Guide| 266 QUESTIONS| WITH COMPLETE SOLUTIONS

System correct answer: a set of connected things or parts forming a complex whole Quality correct answer: how good or bad something is Access correct answer: a person's ability to get care or coverage Cost correct answer: cost Universal Coverage correct answer: all residents have coverage Social Solidarity correct answer: the principle that governments have an obligation to ensure that every citizen has access to all social services including healthcare Subsidiarity correct answer: the principle belief that matter of government responsibility should be handled at the lowest level of government that makes operational sense General Reciprocity correct answer: the principle belief in giving to something knowing that you may not get an immediate returned benefititifif Centralized correct answer: Organized at the federal level Decentralized correct answer: Organized at the regional or state level Public Health Services/Insurance correct answer: public, government run Private Health Services/Insurance correct answer: private, privately run Only those who make over ~$70,000/year qualify The premium is set by your performance on an individual health assessment Copayment correct answer: The set dollar amount that you must pay at the point of service Coinsurance correct answer: The set percentage of the bill that must be paid at the point of service Deductible correct answer: The amount that must be paid out-of-pocket annually, before insurance coverage kicks in Sickness Funds correct answer: ~130 sickness funds today (although this number is continually dropping) Covers ~ 86% of the country's population Membership is mandatory Must pay a legally mandated premium of 14.6% of their income (through payroll deduction) Split between employer and employee