MHA 708 EXAM C HEALTHCARE POLICY NEWEST 2026
ACTUAL EXAM| LSUS MHA 708 EXAM B REVIEW WITH
COMPLETE REAL EXAM QUESTIONS AND CORRECT
VERIFIED CORRECT ANSWERERS/ ALREADY GRADED
A+ (MOST RECENT!!)
1. What proportion of insured Americans have private health insurance?
A. 28%
B. 38%
C. 48%
D. 62%
Answer: D
Rationale: Approximately 62% of insured Americans have private health insurance,
making it the largest source of coverage in the U.S. .
2. What proportion of insured Americans have public health insurance?
A. 28%
B. 38%
C. 48%
D. 58%
Answer: A
Rationale: Approximately 28% of insured Americans have public health insurance, which
includes Medicare, Medicaid, CHIP, and other government programs .
3. Which of the following is the largest source of health insurance coverage in the
United States?
A. Medicare
B. Medicaid
,C. Employer-sponsored insurance (ESI)
D. The Affordable Care Act (ACA) Marketplace
Answer: C
Rationale: Employer-sponsored insurance (ESI) remains the largest source of health
coverage in the U.S., covering approximately 49% of the non-elderly population.
Medicare (65+) and Medicaid (low-income) cover specific populations .
4. Medicare Part A covers:
A. Physician services
B. Hospital inpatient services, skilled nursing facility care, hospice, and some home
health
C. Prescription drugs
D. Outpatient services
Answer: B
Rationale: Medicare Part A (Hospital Insurance) covers inpatient hospital stays, skilled
nursing facility care, hospice, and some home health care. Part B covers physician and
outpatient services. Part D covers prescription drugs .
5. Medicare Part B covers:
A. Hospital inpatient services
B. Physician services, outpatient care, durable medical equipment, and preventive
services
C. Prescription drugs
D. Long-term care
Answer: B
Rationale: Medicare Part B (Medical Insurance) covers physician services, outpatient
care, durable medical equipment, and preventive services. It is optional and requires a
monthly premium .
6. Medicare Part D covers:
,A. Hospital services
B. Prescription drugs
C. Physician services
D. Home health care
Answer: B
Rationale: Medicare Part D provides outpatient prescription drug coverage through
private plans that contract with Medicare. It was established by the Medicare
Modernization Act of 2003 .
7. Medicaid is jointly funded by:
A. Federal and state governments
B. Federal government only
C. State governments only
D. Private insurers
Answer: A
Rationale: Medicaid is a joint federal-state program. The federal government provides
matching funds (FMAP) to states, and states administer the program within federal
guidelines .
8. The Children's Health Insurance Program (CHIP) covers:
A. All children regardless of income
B. Children in families with incomes too high for Medicaid but too low for private
insurance
C. Only children with disabilities
D. Only children under age 5
Answer: B
Rationale: CHIP (originally SCHIP) was enacted in 1997 under the Balanced Budget Act
to cover children in families with incomes too high for Medicaid but too low for private
insurance .
, 9. Who is eligible for CHIP by age and income level?
A. Children in uninsured families whose income falls at or below 170% of the federal
poverty level (FPL)
B. All children regardless of income
C. Only children with disabilities
D. Only children under age 5
Answer: A
Rationale: CHIP covers children in uninsured families whose income falls at or below
170% of the federal poverty level (FPL). States can expand income levels for eligibility .
10. The "donut hole" in Medicare Part D refers to:
A. A gap in coverage where beneficiaries pay a higher percentage of drug costs
B. A coverage gap for hospital stays
C. A gap in physician coverage
D. A gap in preventive services
Answer: A
Rationale: The donut hole is a gap in Part D prescription drug coverage where
beneficiaries pay a higher percentage of drug costs after reaching the initial coverage
limit and before catastrophic coverage. The ACA has been closing this gap .
11. What is the "dual eligible" population?
A. Individuals eligible for both Medicare and Medicaid
B. Individuals eligible for both Medicaid and CHIP
C. Individuals eligible for both Medicare and employer-sponsored insurance
D. Individuals eligible for both Medicare and VA benefits
Answer: A
Rationale: Dual eligibles are individuals who qualify for both Medicare (aged/disability)
and Medicaid (low-income). They account for a disproportionate share of Medicare and
Medicaid spending .
ACTUAL EXAM| LSUS MHA 708 EXAM B REVIEW WITH
COMPLETE REAL EXAM QUESTIONS AND CORRECT
VERIFIED CORRECT ANSWERERS/ ALREADY GRADED
A+ (MOST RECENT!!)
1. What proportion of insured Americans have private health insurance?
A. 28%
B. 38%
C. 48%
D. 62%
Answer: D
Rationale: Approximately 62% of insured Americans have private health insurance,
making it the largest source of coverage in the U.S. .
2. What proportion of insured Americans have public health insurance?
A. 28%
B. 38%
C. 48%
D. 58%
Answer: A
Rationale: Approximately 28% of insured Americans have public health insurance, which
includes Medicare, Medicaid, CHIP, and other government programs .
3. Which of the following is the largest source of health insurance coverage in the
United States?
A. Medicare
B. Medicaid
,C. Employer-sponsored insurance (ESI)
D. The Affordable Care Act (ACA) Marketplace
Answer: C
Rationale: Employer-sponsored insurance (ESI) remains the largest source of health
coverage in the U.S., covering approximately 49% of the non-elderly population.
Medicare (65+) and Medicaid (low-income) cover specific populations .
4. Medicare Part A covers:
A. Physician services
B. Hospital inpatient services, skilled nursing facility care, hospice, and some home
health
C. Prescription drugs
D. Outpatient services
Answer: B
Rationale: Medicare Part A (Hospital Insurance) covers inpatient hospital stays, skilled
nursing facility care, hospice, and some home health care. Part B covers physician and
outpatient services. Part D covers prescription drugs .
5. Medicare Part B covers:
A. Hospital inpatient services
B. Physician services, outpatient care, durable medical equipment, and preventive
services
C. Prescription drugs
D. Long-term care
Answer: B
Rationale: Medicare Part B (Medical Insurance) covers physician services, outpatient
care, durable medical equipment, and preventive services. It is optional and requires a
monthly premium .
6. Medicare Part D covers:
,A. Hospital services
B. Prescription drugs
C. Physician services
D. Home health care
Answer: B
Rationale: Medicare Part D provides outpatient prescription drug coverage through
private plans that contract with Medicare. It was established by the Medicare
Modernization Act of 2003 .
7. Medicaid is jointly funded by:
A. Federal and state governments
B. Federal government only
C. State governments only
D. Private insurers
Answer: A
Rationale: Medicaid is a joint federal-state program. The federal government provides
matching funds (FMAP) to states, and states administer the program within federal
guidelines .
8. The Children's Health Insurance Program (CHIP) covers:
A. All children regardless of income
B. Children in families with incomes too high for Medicaid but too low for private
insurance
C. Only children with disabilities
D. Only children under age 5
Answer: B
Rationale: CHIP (originally SCHIP) was enacted in 1997 under the Balanced Budget Act
to cover children in families with incomes too high for Medicaid but too low for private
insurance .
, 9. Who is eligible for CHIP by age and income level?
A. Children in uninsured families whose income falls at or below 170% of the federal
poverty level (FPL)
B. All children regardless of income
C. Only children with disabilities
D. Only children under age 5
Answer: A
Rationale: CHIP covers children in uninsured families whose income falls at or below
170% of the federal poverty level (FPL). States can expand income levels for eligibility .
10. The "donut hole" in Medicare Part D refers to:
A. A gap in coverage where beneficiaries pay a higher percentage of drug costs
B. A coverage gap for hospital stays
C. A gap in physician coverage
D. A gap in preventive services
Answer: A
Rationale: The donut hole is a gap in Part D prescription drug coverage where
beneficiaries pay a higher percentage of drug costs after reaching the initial coverage
limit and before catastrophic coverage. The ACA has been closing this gap .
11. What is the "dual eligible" population?
A. Individuals eligible for both Medicare and Medicaid
B. Individuals eligible for both Medicaid and CHIP
C. Individuals eligible for both Medicare and employer-sponsored insurance
D. Individuals eligible for both Medicare and VA benefits
Answer: A
Rationale: Dual eligibles are individuals who qualify for both Medicare (aged/disability)
and Medicaid (low-income). They account for a disproportionate share of Medicare and
Medicaid spending .
