AHIP 2027 FINAL Exam Preparation
QUESTIONS AND ANSWERS A+
1. Which of the following services is primarily covered under Medicare Part A?
A. Outpatient physical therapy
B. Prescription drug coverage
C. Inpatient hospital care
D. Routine dental exams
Answer: C
Conceptual Explanation: Medicare Part A is hospital insurance and covers inpatient
hospital care, skilled nursing facility care, hospice, and some home health care.
2. When is the Annual Election Period (AEP) for Medicare Advantage and Part D plans?
A. January 1 to March 31
B. July 1 to September 30
C. October 15 to December 7
D. November 1 to January 15
Answer: C
,Conceptual Explanation: The AEP runs from October 15 to December 7 each year,
allowing beneficiaries to change their coverage for the following year.
3. What is the duration of the Initial Enrollment Period (IEP) for a person turning 65?
A. 3 months
B. 12 months
C. 7 months
D. 9 months
Answer: C
Conceptual Explanation: The IEP is a 7-month period: 3 months before the 65th birth
month, the birth month, and 3 months after.
4. Which part of Medicare is also known as Medicare Advantage?
A. Part A
B. Part C
C. Part B
D. Part D
Answer: B
Conceptual Explanation: Medicare Part C allows beneficiaries to receive their Medicare
benefits through private health insurance plans, known as Medicare Advantage.
, 5. What happens if a beneficiary misses their Initial Enrollment Period and does not have
creditable coverage?
A. They are permanently barred from Medicare
B. Nothing, enrollment is always free
C. They are automatically enrolled in a state plan
D. They may face a late enrollment penalty
Answer: D
Conceptual Explanation: Missing the IEP without creditable coverage often results in a
permanent late enrollment penalty added to Part B or Part D premiums.
6. What is the purpose of the ‘Extra Help’ program (Low-Income Subsidy)?
A. To pay for Medigap premiums
B. To provide free transportation to gyms
C. To assist with Part D prescription drug costs
D. To cover international travel emergencies
Answer: C
Conceptual Explanation: Extra Help (LIS) is a Medicare program to help people with
limited income and resources pay Medicare Part D premiums, deductibles, and
coinsurance.
QUESTIONS AND ANSWERS A+
1. Which of the following services is primarily covered under Medicare Part A?
A. Outpatient physical therapy
B. Prescription drug coverage
C. Inpatient hospital care
D. Routine dental exams
Answer: C
Conceptual Explanation: Medicare Part A is hospital insurance and covers inpatient
hospital care, skilled nursing facility care, hospice, and some home health care.
2. When is the Annual Election Period (AEP) for Medicare Advantage and Part D plans?
A. January 1 to March 31
B. July 1 to September 30
C. October 15 to December 7
D. November 1 to January 15
Answer: C
,Conceptual Explanation: The AEP runs from October 15 to December 7 each year,
allowing beneficiaries to change their coverage for the following year.
3. What is the duration of the Initial Enrollment Period (IEP) for a person turning 65?
A. 3 months
B. 12 months
C. 7 months
D. 9 months
Answer: C
Conceptual Explanation: The IEP is a 7-month period: 3 months before the 65th birth
month, the birth month, and 3 months after.
4. Which part of Medicare is also known as Medicare Advantage?
A. Part A
B. Part C
C. Part B
D. Part D
Answer: B
Conceptual Explanation: Medicare Part C allows beneficiaries to receive their Medicare
benefits through private health insurance plans, known as Medicare Advantage.
, 5. What happens if a beneficiary misses their Initial Enrollment Period and does not have
creditable coverage?
A. They are permanently barred from Medicare
B. Nothing, enrollment is always free
C. They are automatically enrolled in a state plan
D. They may face a late enrollment penalty
Answer: D
Conceptual Explanation: Missing the IEP without creditable coverage often results in a
permanent late enrollment penalty added to Part B or Part D premiums.
6. What is the purpose of the ‘Extra Help’ program (Low-Income Subsidy)?
A. To pay for Medigap premiums
B. To provide free transportation to gyms
C. To assist with Part D prescription drug costs
D. To cover international travel emergencies
Answer: C
Conceptual Explanation: Extra Help (LIS) is a Medicare program to help people with
limited income and resources pay Medicare Part D premiums, deductibles, and
coinsurance.
