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STATE FARM ESTIMATICS EXAM (LATEST 2026 / 2027) EXAM QUESTIONS AND ANSWERS.

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STATE FARM ESTIMATICS EXAM (LATEST 2026 / 2027) EXAM QUESTIONS AND ANSWERS.

Institution
State Farm Property
Course
State Farm Property

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STATE FARM ESTIMATICS EXAM
(LATEST ) EXAM QUESTIONS
AND ANSWERS.



1. In roofing, how many square feet of surface area are contained in one ‘Square’?

A. 10 square feet


B. 100 square feet


C. 50 square feet


D. 144 square feet


Answer: B


Conceptual Explanation: A roofing ‘Square’ is a standard unit of measure equal to a 10-

foot by 10-foot area, or 100 square feet.


2. Which formula is used to calculate the Actual Cash Value (ACV) of a damaged item?

A. Replacement Cost Value + Depreciation


B. Original Purchase Price - Deductible


C. Replacement Cost Value - Depreciation


D. Market Value + Taxes

,Answer: C


Conceptual Explanation: ACV is determined by taking the Replacement Cost Value (RCV)

and subtracting the accumulated depreciation based on age and condition.


3. What is the standard waste factor applied to a typical Hip roof for shingles?

A. 5% to 7%


B. 10%


C. 25%


D. 15%


Answer: D


Conceptual Explanation: Hip roofs require more cutting and fitting than gable roofs,

resulting in a standard waste factor of approximately 15%.


4. In Xactimate Sketch, which keyboard shortcut is used to create a new room?

A. N


B. Ctrl + R


C. Shift + N


D. R


Answer: D

, Conceptual Explanation: Pressing the ‘R’ key in the Sketch tab of Xactimate allows the

user to quickly place a new room on the canvas.


5. Which component is used to prevent water from wicking into the roof deck at the eaves?

A. Soffit


B. Ridge vent


C. Drip edge


D. J-channel


Answer: C


Conceptual Explanation: Drip edge is a metal flashing installed at the edges of the roof to

direct water into gutters or away from the underlying components.


6. What type of water damage involves ‘Grossly Unsanitary’ water, such as sewage?

A. Category 1


B. Category 2


C. Category 4


D. Category 3


Answer: D


Conceptual Explanation: Category 3 water, often called ‘Black Water,’ contains pathogenic

agents and is grossly unsanitary, posing significant health risks.

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Institution
State Farm Property
Course
State Farm Property

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Uploaded on
July 16, 2026
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Written in
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Type
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Questions & answers

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